Commercial Loans of Texas is a direct commercial lender serving Texas businesses and real estate investors since 1998. We close loans in-house — no broker fees, no middleman, no runaround.
Commercial Lending Programs
- Hard Money Loans — Fast closings, asset-based, up to 70% LTV. No income docs required.
- DSCR Loans — Qualify on rental income, not personal income. No tax returns needed.
- Stated Income Loans — Bank statement or stated income. Self-employed borrowers welcome.
- SBA 7(a) & 504 Loans — Government-backed programs for owner-occupied commercial property.
- Construction Loans — Ground-up and major renovation. See current Texas construction loan rates.
- Bridge Loans — Short-term financing while you stabilize or reposition a property.
- Cash-Out Refinance — Tap equity in existing commercial property. No upfront fees.
Why Borrow Direct?
- No broker layer — We underwrite and fund every loan ourselves.
- No upfront fees — We don’t collect fees before closing.
- Fast answers — Call 877-895-3634 and speak directly with a lender.
- Texas-focused — We’ve closed loans in every major Texas market since 1998.
Service Areas
We close Houston commercial loans, Dallas commercial loans, Austin commercial loans, San Antonio commercial loans, and projects throughout Texas. Church financing, multifamily, mixed-use, retail, office, and industrial.
Talk to a Texas Commercial Lending Expert
📊 Get Free Rate Quote
✍ Apply Now
📞 Call 877-895-3634
No upfront fees. Direct lender closing Texas commercial loans since 1998.