Texas Direct Lender Since 1998
Commercial Loans Texas
That Close Fast
SBA – Hard Money – DSCR – Stated Income – Construction – Church Loans
No upfront fees. No tax returns on most programs. Fast approvals.
No credit pull to get rates. Same-day response. Direct lender, not a broker.
Free — No Credit Pull
Get Your Rate in 60 Seconds
Answer 5 quick questions and we’ll show you exactly what your deal qualifies for.
Commercial Loan Programs We Close
Every loan type below closes right here in Texas. No middleman. No runaround.
Hard Money
Fast closings, no income docs. Up to 70% LTV. 1-3 year terms.
DSCR Loans
Qualify on rental income, not personal income. Up to 80% LTV. 30-year fixed.
SBA 504 / 7(a)
Owner-occupied commercial property. Up to 90% LTV. 20-25 year terms.
Stated Income
Self-employed? No tax returns required. Up to 80% LTV. 5-30 year terms.
Construction
Ground-up or renovation. Up to 85% LTC. 12-24 month terms with draws.
Church Loans
Specialized church financing. Refinance, purchase, renovation. 10-25 yr.
Fix and Flip
Purchase and rehab in one loan. Up to 90% of purchase. 6-18 month terms.
30-Year Fixed
Long-term stability on commercial property. Up to 80% LTV. Fully amortized.
How It Works
Most deals get a same-day response. Closings in as few as 7 days on hard money.
Call or Click
Call 877-895-3634 or click Get FREE Rate Quote. Tell us about your deal in 5 minutes.
Get Your Options
We match your deal to the right program and send exact rates the same day. No credit pull.
Close Fast
We handle everything start to finish. Hard money closes in 7-14 days. Conventional in 30-45.
Why Texas Borrowers Choose Us
Closing Texas commercial loans since 1998. Here is what that means for you.
No broker fees, no middleman delays. When we say yes, it is funded.
You do not pay us until your loan closes. No application or processing fees.
Self-employed, LLC, or complex income? Our programs are built for that.
Se habla espanol. We serve the full Texas market.
We work with mortgage brokers. Your client, your commission. Always.
Houston, Dallas, Austin, San Antonio, and everywhere in between.
What Our Clients Say
4.8 ★ | 37+ verified Google reviews
“Got a challenging loan approved and closed. Best customer service. They get’m DONE in a timely manner.”
“As a former Texas Real Estate Commissioner I can tell you this group knows what it takes to get business done with prompt professionalism.”
“We are thankful for Dan Peterson and the team who gave us the funds to consolidate our debt. Thank you.”
“Every step from LOI through closing was guided with great service. Highly recommend.”
“Great experience, will do further business with Dan. Responsive, professional, and fast.”
“I strongly recommend Commercial Loans of Texas! Daniel was instrumental in getting my hard-money bridge loan approved.”
“Daniel Peterson did a fantastic job closing my construction loan. He went out of his way to make sure I had all my options.”
“Got a challenging loan approved and closed. Best customer service. They get’m DONE in a timely manner.”
“As a former Texas Real Estate Commissioner I can tell you this group knows what it takes to get business done with prompt professionalism.”
“We are thankful for Dan Peterson and the team who gave us the funds to consolidate our debt. Thank you.”
“Every step from LOI through closing was guided with great service. Highly recommend.”
“I strongly recommend Commercial Loans of Texas! Daniel was instrumental in getting my hard-money bridge loan approved.”
“Daniel Peterson did a fantastic job closing my construction loan. He went out of his way to make sure I had all my options.”
Serving All of Texas
Ready to Get Funded?
Tell us about your deal today. Same-day response, no credit pull, no upfront fees.
Commercial Loans of Texas – Magnolia, TX – Licensed Texas Lender Since 1998
Rates are estimates. OAC. Not all borrowers qualify. Subject to change daily.