Executive Loan Summary
Fill this out — we'll send a written quote same business day.
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Fill this out — we'll send a written quote same business day.
No credit pull. No obligation. No upfront fees.
Commercial real estate loans for boarding stables, riding arenas, training facilities, and equestrian centers across Texas.
Equestrian real estate is a legitimate, cash-flowing commercial property type — not just rural acreage with a barn on it. A working boarding facility generates recurring monthly board income per stall, arena rental fees, lesson and training revenue, and often ancillary income from hay/feed sales or event hosting, giving it an income profile that underwrites more like self-storage or a small multifamily property than like raw land. Texas is one of the largest horse-ownership states in the country, with a deep base of boarding demand around every major metro — commuter-distance facilities near Houston, Dallas-Fort Worth, San Antonio, and Austin routinely run full with waiting lists, and the state's large rural population supports training and breeding operations well beyond the suburban fringe.
Commercial Loans of Texas underwrites the real estate and its income stream directly — barn square footage, stall count and configuration, arena type (covered vs. outdoor, dimensions, footing), pasture acreage, and existing boarder base — rather than treating an equestrian property as unclassifiable rural land.
Purchase financing for an existing operating boarding facility, underwritten against current stall occupancy and board rates.
Ground-up or expansion financing for covered/indoor arenas, new barns, and stall additions to grow boarding capacity.
Financing for specialized training centers, breeding operations, and event/show facilities with round pens, wash racks, and viewing areas.
Bridge and construction financing to convert raw acreage or an existing ranch into a purpose-built boarding or training operation.
Get a same-day term sheet for your boarding stable, arena, or training facility.
Get Your Free QuoteCommercial real estate loans for esports arenas, competitive gaming lounges, and LAN-event venues — a fast-growing spectator and participation category most conventional lenders still don't know how to underwrite.
An esports arena or gaming lounge is a different build-out than a typical entertainment venue: tiered stadium seating or gaming-pod rows, redundant high-bandwidth fiber connections, heavy electrical load for hundreds of gaming PCs and consoles running simultaneously, dedicated HVAC sized for equipment heat load rather than just occupancy, and broadcast-capable lighting and audio for streamed tournaments. It's closer in some ways to a data center or a black-box theater than a restaurant or retail buildout, and generic entertainment-venue comps often miss what actually drives the property's value to an operator.
Commercial Loans of Texas finances the real estate behind competitive gaming venues — arena buildouts, gaming lounges, and hybrid café/tournament spaces — evaluated on the operator's membership or event-revenue model and the site's connectivity/electrical capacity, not treated like a generic retail or restaurant space.
Purchase or refinance of a tiered-seating competitive gaming venue built for hosted tournaments.
Construction/renovation financing for gaming-pod rows, high-bandwidth fiber, and dedicated electrical/HVAC upgrades.
Financing for combined café/retail and competitive-gaming venues serving casual and league play.
Build-out financing for stage lighting, audio, and camera infrastructure supporting streamed tournament events.
Get a same-day term sheet for your competitive gaming venue.
Get Your Free QuoteCommercial real estate loans for dealerships selling, leasing, and servicing bulldozers, excavators, cranes, skid steers, and other heavy machinery across Texas.
Heavy equipment dealerships carry real estate requirements that neither a conventional auto dealership nor a general industrial building fully accounts for. Reinforced concrete yards rated for tracked and wheeled loads well beyond passenger vehicle weight, service bays built around overhead cranes and in-ground lifts sized for multi-ton machines, parts warehousing for high-value inventory, and outdoor storage yards with security fencing and lighting are all standard requirements for a functioning dealership. Lenders unfamiliar with the equipment-dealer business model often underwrite the real estate as generic industrial space, missing both the specialized improvements that add real value and the site characteristics — drainage, load-bearing capacity, highway or rail access for equipment delivery — that actually drive a location's usefulness to the business.
Commercial Loans of Texas underwrites heavy equipment dealer real estate on its own terms: the yard capacity, the service bay configuration, and the dealership's actual sales and rental revenue, not a generic industrial comp that ignores what makes the property work for this specific use.
Financing for showroom, service, and yard facilities for dealers representing manufacturers or selling used construction and earthmoving equipment.
Real estate for equipment rental operations — secured outdoor storage, wash-down pads, and maintenance shops for fleets that rotate between job sites.
Combine, tractor, and implement dealerships with large parts inventories and service departments built around farm-season demand cycles.
Cash-out refinance to fund a second location, or acquisition financing for a dealer buying an existing facility from a retiring owner.
Get a same-day term sheet for your yard, service center, or dealership acquisition.
Get Your Free QuoteCommercial real estate loans for hemp greenhouses, drying barns, and CBD/CBG extraction facilities — a federally legal agricultural commodity under the 2018 Farm Bill, distinct from THC-restricted marijuana operations most banks won't touch.
Industrial hemp — grown for fiber, grain, or cannabinoid (CBD/CBG) extraction and capped at 0.3% THC — has been a federally legal agricultural commodity since the 2018 Farm Bill, and Texas licenses hemp production under the Texas Department of Agriculture's own program separate from the state's narrow Compassionate Use medical-marijuana framework. That legal distinction matters to a lender: hemp cultivation and processing real estate can be financed like any other specialty agricultural or light-industrial property, while THC marijuana cultivation and dispensary real estate remains federally illegal and effectively unbankable through conventional commercial channels regardless of state law elsewhere.
Commercial Loans of Texas finances the real estate side of a licensed hemp operation — greenhouse and hoop-house structures, curing and drying barns, and CO2/ethanol extraction buildings — evaluated on the property's build-out, utility capacity, and the operator's Texas hemp license standing, not treated as a generic ag or industrial comp.
Purchase or refinance of climate-controlled greenhouse acreage for licensed hemp cultivation.
Construction/renovation financing for CO2 or ethanol extraction buildings, including electrical and ventilation upgrades.
Financing for post-harvest drying, curing, and storage structures with the airflow and humidity control hemp requires.
Real estate for decortication and grain-processing operations serving hemp's industrial-fiber and food markets.
Get a same-day term sheet for your greenhouse, extraction facility, or drying barn.
Get Your Free QuoteCommercial real estate loans for manufactured and modular home retail sales lots — the showroom and display-model side of the business, distinct from financing the land under a mobile home park.
A manufactured home dealer lot is retail real estate first: a paved and lit display yard for model homes, a sales office and design center, and often a small parts/service building for setup and warranty work — closer in structure to an auto dealership than to a mobile home park's rental-pad infrastructure. Texas is one of the largest manufactured-housing markets in the country, driven by both affordability pressure in fast-growing metros and demand from rural buyers, which keeps dealer lots busy along highway corridors near Houston, San Antonio, and DFW's outer suburbs.
Commercial Loans of Texas finances the real estate behind an independent manufactured-home dealership or a manufacturer's company-owned retail center — display lot, sales office, and service building — evaluated on the dealership's sales volume and manufacturer relationship, not treated like generic retail.
Purchase or refinance of an existing manufactured/modular home retail sales lot and display yard.
Construction/renovation financing for the customer-facing sales and design-center building.
Financing for a parts, warranty-service, and home-setup coordination building on-site.
Financing for a second or third retail lot as an established dealer network expands across Texas.
Get a same-day term sheet for your dealership real estate.
Get Your Free QuoteBridge financing for Texas developers carrying infrastructure costs ahead of Municipal Utility District and Public Improvement District bond reimbursement.
Texas relies heavily on Municipal Utility Districts (MUDs) and Public Improvement Districts (PIDs) to fund the water, sewer, drainage, and road infrastructure that makes raw land developable — especially in the unincorporated fringe around Houston, Dallas-Fort Worth, San Antonio, and Austin where cities themselves aren't extending utilities. Under Chapter 49 (MUDs) and Chapter 372 (PIDs) of the Texas Local Government Code, a developer typically has to construct that infrastructure with its own capital first, then get reimbursed once the district issues bonds against future property tax or assessment revenue — a process that can take many months to a few years after construction is complete. That timing mismatch between "infrastructure built" and "bonds issued and reimbursement received" is exactly where developers get squeezed for working capital, particularly on multi-phase residential and mixed-use projects where the next phase can't break ground until the current phase's infrastructure spend is recovered.
Commercial Loans of Texas bridges that gap — financing against the developer's reimbursement receivable and the underlying land, so infrastructure spend doesn't have to sit as dead capital while the district works through its bond issuance timeline.
Short-term financing against water, sewer, drainage, and road construction costs pending MUD/PID bond reimbursement.
Capital to start the next phase of a project before prior-phase infrastructure reimbursement has been received.
Financing structured against a confirmed developer reimbursement agreement while bond issuance is pending.
Acquisition and carry financing for land ahead of MUD/PID petition, creation, and initial infrastructure buildout.
Get a same-day term sheet for reimbursement bridge financing on your development.
Get Your Free QuoteCommercial real estate loans for licensed pawn shops, resale stores, and secondhand retail — a durable, recession-resistant retail category with real security requirements most generic retail underwriting overlooks.
A pawn shop or resale retail storefront carries higher-value inventory on-site than most comparable retail square footage — jewelry, electronics, firearms, and other collateral — which means the building itself typically needs reinforced storage or vault space, commercial-grade security systems and monitored alarm coverage, and layout considerations for both retail display and secure back-of-house storage. Texas licenses and regulates pawnbrokers under the Texas Pawnshop Act through the Office of Consumer Credit Commissioner, and an established, licensed operator with a compliant location has a genuinely defensible, recession-resistant business — pawn lending and resale retail both tend to hold up, or even grow, during economic downturns.
Commercial Loans of Texas finances the real estate behind licensed pawn shops and resale retail operations — storefront acquisition, security/vault build-out, and multi-location expansion — evaluated on the operator's licensing standing and transaction volume, not treated like generic strip retail.
Purchase or refinance of an existing licensed pawn shop location.
Construction/renovation financing for reinforced storage, vault space, and commercial security systems.
Financing for consignment, resale, and secondhand goods retail storefronts.
Financing for an established operator adding a second or third licensed location.
Get a same-day term sheet for your storefront.
Get Your Free QuoteCommercial real estate loans for rental car branch lots and consumer/commercial fleet leasing locations — distinct from trucking terminals or auto dealer floorplan financing, and built around vehicle-storage and quick-turnaround servicing needs.
A rental car branch or fleet leasing lot needs paved, well-lit vehicle staging with fast in/out traffic flow, a quick-turnaround wash and detail bay, minor service and tire infrastructure, and often airport-proximate or high-visibility corridor positioning that drives walk-up and pre-booked volume. That's a different underwriting profile than an auto dealer's floorplan-financed showroom inventory or a trucking company's terminal — the real estate itself, not manufacturer inventory, is the collateral, and value depends heavily on location relative to airports, hotel districts, and corporate business parks.
Commercial Loans of Texas finances the real estate behind independent rental car franchisees, regional fleet leasing operators, and corporate fleet servicing yards — evaluated on traffic access, lot capacity, and proximity to demand drivers, not generic auto-related comps.
Purchase or refinance of an independent rental car franchise location, airport-adjacent or corridor-sited.
Construction/renovation financing for consumer and commercial fleet leasing storage and staging lots.
Financing for rapid-turnaround vehicle wash, detail, and minor-service infrastructure serving a rental fleet.
Real estate for delivery, rideshare, or corporate fleet operators needing centralized staging and maintenance.
Get a same-day term sheet for your rental branch or fleet yard.
Get Your Free QuoteCommercial real estate loans for indoor and outdoor shooting ranges, firearms training centers, and retail gun shops across Texas.
An indoor range is one of the more heavily engineered tenant improvements in commercial real estate. Ballistic-rated backstops and baffling, bullet trap systems, HVAC engineered for lead-particulate air exchange and negative pressure containment, sound attenuation to meet local noise ordinances, and range separation walls rated for the calibers being fired all add real construction cost — and real value — well beyond a standard retail or warehouse build-out. Texas's strong firearms culture and comparatively favorable regulatory environment (no state-level ban on range operations, broad concealed and open carry law supporting a large training-and-practice customer base) make range and training facility real estate a durable, cash-flowing property type here in a way it isn't in every state.
Commercial Loans of Texas understands the business model — membership and lane-rental revenue, retail firearms and ammunition sales, and CHL/LTC and defensive training courses — and underwrites the real estate accordingly instead of treating it as unclassifiable specialty space.
Purchase financing for an existing range/retail building, including facilities being converted from prior industrial or warehouse use.
Construction-to-permanent financing for a purpose-built range, covering the ballistic and HVAC build-out along with the shell.
Combined retail, classroom, and lane real estate for FFL-licensed dealers offering CHL/LTC and defensive training courses.
Acreage and improvement financing for outdoor ranges, including berms, shooting bays, and clubhouse/office structures.
Get a same-day term sheet for your range, training center, or retail firearms real estate.
Get Your Free QuoteCommercial real estate loans for trucking company terminals, freight cross-dock facilities, and fleet maintenance yards — not to be confused with roadside travel-plaza truck stops.
A trucking or freight company's own terminal is a different property from the fuel-and-food travel plazas along the interstate. It's the base of operations: a paved trailer and tractor storage yard, a maintenance shop with in-ground or above-ground lifts and diesel-rated bay doors, a fuel island for the company's own fleet, driver facilities, and often a small dispatch/office building. Texas's position as a national freight hub — I-35, I-45, and I-10 corridors, the Laredo and El Paso border crossings, and the DFW/Houston distribution markets — makes this a durable, high-demand property type for carriers, freight brokers, and logistics companies headquartered or operating out of the state.
Commercial Loans of Texas finances the real estate a carrier actually needs to operate — yard capacity, maintenance infrastructure, and dispatch/office space — evaluated against the company's freight volume and route structure, not generic industrial comps that miss what drives the property's value to a trucking operation.
Purchase or refinance of an existing terminal yard for an owner-operator fleet or regional carrier.
Construction or renovation financing for diesel-rated service bays, lifts, and parts storage for in-house fleet maintenance.
Financing for LTL and freight-brokerage cross-dock facilities with multiple dock doors and trailer staging yards.
Land and paving financing for secured trailer, chassis, and intermodal container storage near port and rail hubs.
Get a same-day term sheet for your terminal, maintenance shop, or trailer storage yard.
Get Your Free QuoteCommercial real estate loans for waste transfer stations, material recovery facilities (MRFs), and scrap/recyclables processing sites — durable, essential-service infrastructure most banks underwrite too conservatively.
A waste transfer station or material recovery facility isn't a typical industrial building — it's reinforced-slab tipping floors rated for loaded trucks and front-end loaders, truck scales, leachate and stormwater containment, baling and sorting-line infrastructure, and the TCEQ permitting that comes with any solid-waste handling operation in Texas. That permitting burden is exactly what makes existing, already-licensed facilities valuable: new supply is slow and politically difficult to site, so operators with a permitted location have real pricing power and a durable, growing volume base as Texas's population expands.
Commercial Loans of Texas finances the real estate behind waste and recycling operations — transfer stations, MRFs, scrap metal yards, and construction & demolition (C&D) debris processing sites — evaluated on permit status, tipping-floor capacity, and contracted haul volume, not treated like a generic warehouse.
Purchase or refinance of a permitted transfer station with reinforced tipping floor and truck scale infrastructure.
Construction or equipment-integrated financing for sorting lines, balers, and conveyor infrastructure.
Land and paving financing for scrap metal processing and construction/demolition debris recycling sites.
Financing for permitted organics/yard-waste composting operations and associated pad infrastructure.
Get a same-day term sheet for your waste transfer, MRF, or recycling property.
Get Your Free QuoteCommercial real estate loans for family water parks, indoor aquatic centers, and swim/recreation complexes across Texas.
Water park and aquatic center real estate carries some of the heaviest mechanical and civil infrastructure of any entertainment property type — pool shells and structural waterproofing, filtration and water-treatment plant capacity, pump and slide mechanical systems, and (for indoor facilities) HVAC engineered specifically for natatorium humidity control to protect the building envelope from long-term moisture damage. That infrastructure is also what makes the asset defensible: it's expensive and slow to replicate, which limits new competitive supply in a given trade area. Texas's long, hot operating season supports strong outdoor water park attendance for five to seven months a year, while indoor aquatic centers and swim schools generate steadier year-round membership and lesson revenue that smooths out the seasonality an outdoor-only park would otherwise carry alone.
Commercial Loans of Texas underwrites the real estate against its actual revenue mix — gate admissions, season passes, food and beverage, cabana/rental income, and swim lesson or membership revenue for indoor facilities — rather than treating the property as a generic recreation building.
Purchase financing for an existing seasonal water park, underwritten against trailing attendance and per-cap spending history.
Ground-up or conversion financing for year-round indoor pool, swim school, and aquatic fitness facilities.
Financing to add slide towers, wave features, lazy rivers, or splash-pad expansions to an existing park's footprint.
Financing for privately operated swim clubs and membership-based aquatic centers serving a residential trade area.
Get a same-day term sheet for your water park, aquatic center, or swim facility.
Get Your Free QuoteYou do not need a full application package to get a real answer. We price the deal from five facts, tell you yes or no, and only then ask for documents. We are a direct lender — the person reading your file is the person who can approve it.
A real person reads the file the same business day it arrives. If the deal works, you get terms — rate, leverage, term, fees — in writing. If it does not work, you hear that immediately and you hear why, which is usually more useful than a slow maybe.
We charge no upfront fees. There is no application fee, no processing fee, and nothing to pay before you have terms in hand. Third-party costs — appraisal, title, survey — are paid to the third parties who perform them, at closing or when ordered.
We are a direct commercial lender in 43 states, so an application from Omaha, Minneapolis, Augusta or Boise goes through the same process as one from Dallas. Conventional, stated-income and 30-year fixed commercial programs travel. Hard money and bridge lending is currently Texas-only; if your deal is a short-term rehab or bridge outside Texas, tell us and we will say so up front rather than waste your week.
Most people should not start with a long application at all. Start with the five facts above — by form, or by phone on 877-895-3634. If you would rather work on paper, the one-page Executive Loan Summary is the shortest complete document we accept, and the full program applications are there when you are ready for underwriting.
Five fields. A real answer, usually the same day.
Or talk to a lender now: 877-895-3634
Reviews
Real Google reviews, word for word, from people we have closed loans for. 4.8 out of 5 from 38 Google reviews.
“Let me just start by saying that the only reason I give him five stars is because there is no higher. Daniel Peterson is one of the most honest and transparent person I have ever dealt with. Getting me a refinance was not going be easy but right from the start he gave it his all. Just as we would hit bumps he would not give up. He would look for other ways and would always stay motivated to make it happen. Just as I thought that it wasn’t going to get done. He would pull out the rabbit from the hat, as the old saying goes, all the way to the end. If you are ever in need of a refinance or to purchase another home or anything in this field trust me you will not be disappointed with him. I truly say if he can’t do it it’s probably because it cannot be done but if he does he will find a way.”
“I would highly recommend Commercial Loans of Texas for commercial lending. My experience with Dan was top notch. Starting from consultation and application to guidance navigating the daunting underwriting process, Dan's experience and insight was invaluable to reach a successful closing. Will definitely engage again in the future.”
“I would highly recommend Dan Peterson with Commercial Loans of Texas. I am a physician in private practice, and I approached Dan about helping me to navigate the commercial loan process for a new medical office. He was proactive and very helpful during the process. His experience and knowledge made a big difference. He is amazing.”
“Dan Peterson is the best commercial lender hands down! He truly knows his stuff and makes sure that you know all of the pertinent info upfront. I've never seen a commercial loan close this fast. Amazing!! I look forward to working with him in the future for my personal deals and on deals for clients that I will be referring!”
“The Best Commercial Loan Company in Texas. "Danial Peterson !" We were running out of options, doors after door were slammed in our faces! Daniel came through for us when NO ONE ELSE WOULD! We will be eternally grateful for all Daniel and his company has done for us! Give Daniel a call and he will make your dream come True!”
“This company offers very delicate customer services, Dan Peterson is very nice and professional that he was trying to help me to get finance the property but unfortunately the property is in rural area that was not qualify the loan. Dan referred me to another company to finance the property. Thank Dan!”
“Dan Peterson secured a commercial loan for me with ease and a no b.s. approach. I had a few obstacles to overcome and a tight closing window and Dan made it happen for me. I can't say enough about Dan and his team at Commercial Loans of Texas. If in need of a commercial loan...Dan's your man.”
“Our client who was purchasing an apartment building in Montrose- was introduced to Commercial Loans of Texas. The commercial loan officer was hands-on, kept us updated in a timely fashion, was able to provide the best rate and terms available in this market.” Linda Charmaigne”
“This Is The Best Commercial Loan Company In The State Of Texas. Daniel Peterson Is Awesome 🤩 He Answer’s Every Call ☎️ And Goes Above ☝🏾 And Beyond To Maker Sure Business 👨🏽💼 Is Handled. I Highly Recommend This Company To Anyone Respectfully!!!!”
“It's been a pleasure working with a highly professional, knowledgeable and responsive loan master, Mr. Dan Peterson. He is the best. We were able to successfully close very tough deals back to back. For any loan issue, go to Dan! He is the man.”
“Worked with Dan from Commercial Loans of Texas. We had been working for two months to refinance our loan on a property owned by my LLC. I got tired of waiting for other slow institutions and decided to give Dan a call. He had me closed…”
“Daniel Peterson did a fantastic job of closing my construction loan. He made me aware of all financing options and went out of his way to investigate them. We closed on time at an interest rate that was actually slightly lower than we…”
“I have nothing but good to say of Daniel Peterson and Commercial Loans of Texas. My loan did not go through but not due to any fault of Daniel or his company. Even after several weeks I called and asked about my appraisal refund and…”
“Daniel was great to work with throughout the entire process. He answered questions quickly and the loan funded within three weeks. I would highly recommend him and look forward to working with him in the future on some new projects.”
“If you need to close a complex transaction quickly, Daniel is your guy! He won't sleep until he's able to put a solution in place to help you close your deal. Thanks for all the hard work, Daniel!”
“Dan and the team were great! The process was smooth and friendly, Texas style. I highly recommend Commercial Loans of Texas. We'll defiantly be doing business with them in the years to come.”
“Dan is Truly AMAZING. Promised he would close on a million dollar property on time and he delivered. A genius at what he does.Thanks Dan, looking forward to the next phase.”
“Dan found terms I didn't think were out there for commercial! Very satisfied and we'll definitely be using Commercial Loans of Texas again on our next conventional deal!”
“Daniel Peterson got me an amazing mortgage that no one else could do. I don’t see why I would work with anyone else. Amazing service. Thank you.”
“Dan Peterson very forthright and transparent. Gave me great guidance and really appreciate him going out of his way for my commercial loan.”
“As a former Texas Real Estate Commissioner I can tell you this group knows what it takes to get business done with prompt professionalism.”
“I strongly recommend Commercial Loans of Texas! Daniel was instrumental in the acquisition of a hard-money bridge loan in 2016.”
“We Are Thankful for Dan Peterson and the team of underwriting who have given us the monies to consolidate our debt. Thank you.”
“Got a challenging loan approved and closed. Best customer service. They get'm DONE in a timely manner. Thank you!⭐️⭐️⭐️⭐️⭐️”
“Dan Peterson was great to work with, closing my commercial loan refinance just as I needed. Thanks Dan!”
“Very helpful in understanding would recommend anybody that doesn't have the best way home”
“Every step from LOI through closing was guided with great service. "Just Right"”
“Thank you Dan Peterson. You sent me in the right direction. I appreciate…”
“great experience will do further business with Dan.”
“Great working with this company”
“Very frenly company”
We’ll email you our one-page Executive Loan Summary — fill it in online in about 2 minutes, or send the PDF back. Either way you’ll have written terms the same business day.
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