Executive Loan Summary
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Commercial real estate loans for dealerships selling, leasing, and servicing bulldozers, excavators, cranes, skid steers, and other heavy machinery across Texas.
Heavy equipment dealerships carry real estate requirements that neither a conventional auto dealership nor a general industrial building fully accounts for. Reinforced concrete yards rated for tracked and wheeled loads well beyond passenger vehicle weight, service bays built around overhead cranes and in-ground lifts sized for multi-ton machines, parts warehousing for high-value inventory, and outdoor storage yards with security fencing and lighting are all standard requirements for a functioning dealership. Lenders unfamiliar with the equipment-dealer business model often underwrite the real estate as generic industrial space, missing both the specialized improvements that add real value and the site characteristics — drainage, load-bearing capacity, highway or rail access for equipment delivery — that actually drive a location's usefulness to the business.
Commercial Loans of Texas underwrites heavy equipment dealer real estate on its own terms: the yard capacity, the service bay configuration, and the dealership's actual sales and rental revenue, not a generic industrial comp that ignores what makes the property work for this specific use.
Financing for showroom, service, and yard facilities for dealers representing manufacturers or selling used construction and earthmoving equipment.
Real estate for equipment rental operations — secured outdoor storage, wash-down pads, and maintenance shops for fleets that rotate between job sites.
Combine, tractor, and implement dealerships with large parts inventories and service departments built around farm-season demand cycles.
Cash-out refinance to fund a second location, or acquisition financing for a dealer buying an existing facility from a retiring owner.
Get a same-day term sheet for your yard, service center, or dealership acquisition.
Get Your Free QuoteCommercial real estate loans for hemp greenhouses, drying barns, and CBD/CBG extraction facilities — a federally legal agricultural commodity under the 2018 Farm Bill, distinct from THC-restricted marijuana operations most banks won't touch.
Industrial hemp — grown for fiber, grain, or cannabinoid (CBD/CBG) extraction and capped at 0.3% THC — has been a federally legal agricultural commodity since the 2018 Farm Bill, and Texas licenses hemp production under the Texas Department of Agriculture's own program separate from the state's narrow Compassionate Use medical-marijuana framework. That legal distinction matters to a lender: hemp cultivation and processing real estate can be financed like any other specialty agricultural or light-industrial property, while THC marijuana cultivation and dispensary real estate remains federally illegal and effectively unbankable through conventional commercial channels regardless of state law elsewhere.
Commercial Loans of Texas finances the real estate side of a licensed hemp operation — greenhouse and hoop-house structures, curing and drying barns, and CO2/ethanol extraction buildings — evaluated on the property's build-out, utility capacity, and the operator's Texas hemp license standing, not treated as a generic ag or industrial comp.
Purchase or refinance of climate-controlled greenhouse acreage for licensed hemp cultivation.
Construction/renovation financing for CO2 or ethanol extraction buildings, including electrical and ventilation upgrades.
Financing for post-harvest drying, curing, and storage structures with the airflow and humidity control hemp requires.
Real estate for decortication and grain-processing operations serving hemp's industrial-fiber and food markets.
Get a same-day term sheet for your greenhouse, extraction facility, or drying barn.
Get Your Free QuoteCommercial real estate loans for rental car branch lots and consumer/commercial fleet leasing locations — distinct from trucking terminals or auto dealer floorplan financing, and built around vehicle-storage and quick-turnaround servicing needs.
A rental car branch or fleet leasing lot needs paved, well-lit vehicle staging with fast in/out traffic flow, a quick-turnaround wash and detail bay, minor service and tire infrastructure, and often airport-proximate or high-visibility corridor positioning that drives walk-up and pre-booked volume. That's a different underwriting profile than an auto dealer's floorplan-financed showroom inventory or a trucking company's terminal — the real estate itself, not manufacturer inventory, is the collateral, and value depends heavily on location relative to airports, hotel districts, and corporate business parks.
Commercial Loans of Texas finances the real estate behind independent rental car franchisees, regional fleet leasing operators, and corporate fleet servicing yards — evaluated on traffic access, lot capacity, and proximity to demand drivers, not generic auto-related comps.
Purchase or refinance of an independent rental car franchise location, airport-adjacent or corridor-sited.
Construction/renovation financing for consumer and commercial fleet leasing storage and staging lots.
Financing for rapid-turnaround vehicle wash, detail, and minor-service infrastructure serving a rental fleet.
Real estate for delivery, rideshare, or corporate fleet operators needing centralized staging and maintenance.
Get a same-day term sheet for your rental branch or fleet yard.
Get Your Free QuoteCommercial real estate loans for indoor and outdoor shooting ranges, firearms training centers, and retail gun shops across Texas.
An indoor range is one of the more heavily engineered tenant improvements in commercial real estate. Ballistic-rated backstops and baffling, bullet trap systems, HVAC engineered for lead-particulate air exchange and negative pressure containment, sound attenuation to meet local noise ordinances, and range separation walls rated for the calibers being fired all add real construction cost — and real value — well beyond a standard retail or warehouse build-out. Texas's strong firearms culture and comparatively favorable regulatory environment (no state-level ban on range operations, broad concealed and open carry law supporting a large training-and-practice customer base) make range and training facility real estate a durable, cash-flowing property type here in a way it isn't in every state.
Commercial Loans of Texas understands the business model — membership and lane-rental revenue, retail firearms and ammunition sales, and CHL/LTC and defensive training courses — and underwrites the real estate accordingly instead of treating it as unclassifiable specialty space.
Purchase financing for an existing range/retail building, including facilities being converted from prior industrial or warehouse use.
Construction-to-permanent financing for a purpose-built range, covering the ballistic and HVAC build-out along with the shell.
Combined retail, classroom, and lane real estate for FFL-licensed dealers offering CHL/LTC and defensive training courses.
Acreage and improvement financing for outdoor ranges, including berms, shooting bays, and clubhouse/office structures.
Get a same-day term sheet for your range, training center, or retail firearms real estate.
Get Your Free QuoteCommercial real estate loans for trucking company terminals, freight cross-dock facilities, and fleet maintenance yards — not to be confused with roadside travel-plaza truck stops.
A trucking or freight company's own terminal is a different property from the fuel-and-food travel plazas along the interstate. It's the base of operations: a paved trailer and tractor storage yard, a maintenance shop with in-ground or above-ground lifts and diesel-rated bay doors, a fuel island for the company's own fleet, driver facilities, and often a small dispatch/office building. Texas's position as a national freight hub — I-35, I-45, and I-10 corridors, the Laredo and El Paso border crossings, and the DFW/Houston distribution markets — makes this a durable, high-demand property type for carriers, freight brokers, and logistics companies headquartered or operating out of the state.
Commercial Loans of Texas finances the real estate a carrier actually needs to operate — yard capacity, maintenance infrastructure, and dispatch/office space — evaluated against the company's freight volume and route structure, not generic industrial comps that miss what drives the property's value to a trucking operation.
Purchase or refinance of an existing terminal yard for an owner-operator fleet or regional carrier.
Construction or renovation financing for diesel-rated service bays, lifts, and parts storage for in-house fleet maintenance.
Financing for LTL and freight-brokerage cross-dock facilities with multiple dock doors and trailer staging yards.
Land and paving financing for secured trailer, chassis, and intermodal container storage near port and rail hubs.
Get a same-day term sheet for your terminal, maintenance shop, or trailer storage yard.
Get Your Free QuoteCommercial real estate loans for waste transfer stations, material recovery facilities (MRFs), and scrap/recyclables processing sites — durable, essential-service infrastructure most banks underwrite too conservatively.
A waste transfer station or material recovery facility isn't a typical industrial building — it's reinforced-slab tipping floors rated for loaded trucks and front-end loaders, truck scales, leachate and stormwater containment, baling and sorting-line infrastructure, and the TCEQ permitting that comes with any solid-waste handling operation in Texas. That permitting burden is exactly what makes existing, already-licensed facilities valuable: new supply is slow and politically difficult to site, so operators with a permitted location have real pricing power and a durable, growing volume base as Texas's population expands.
Commercial Loans of Texas finances the real estate behind waste and recycling operations — transfer stations, MRFs, scrap metal yards, and construction & demolition (C&D) debris processing sites — evaluated on permit status, tipping-floor capacity, and contracted haul volume, not treated like a generic warehouse.
Purchase or refinance of a permitted transfer station with reinforced tipping floor and truck scale infrastructure.
Construction or equipment-integrated financing for sorting lines, balers, and conveyor infrastructure.
Land and paving financing for scrap metal processing and construction/demolition debris recycling sites.
Financing for permitted organics/yard-waste composting operations and associated pad infrastructure.
Get a same-day term sheet for your waste transfer, MRF, or recycling property.
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