Top 10 Reasons to Choose Commercial Loans of Texas

Since 1998, Commercial Loans of Texas has been helping Texas business owners and investors secure commercial financing quickly and without the red tape of traditional banks. Here are the top 10 reasons our clients trust us:

1. Direct Lender Since 1998 — We lend our own money. No middlemen, no broker delays, no hidden fees passed down the chain.
2. No Upfront Fees — We never charge upfront fees. You pay nothing until your loan closes.
3. 48-Hour Approvals — We make decisions fast. Most loans receive a term sheet within 48 hours of application.
4. All Credit Welcome — We evaluate the deal, not just your credit score. Stated income and hard money loans available.
5. Flexible Loan Programs — SBA loans, hard money, DSCR, stated income, cash-out refinance, and 30-year fixed options.
6. Texas-Based and Texas-Focused — We know the Texas market. Our team is local, responsive, and understands your investment goals.
7. Close in as Little as 5 Days — Hard money and bridge loans can close in days, not weeks.
8. Self-Employed Borrowers Welcome — No tax returns required on stated income loans. Bank statements accepted.
9. Competitive Rates — As a direct lender, we offer rates that banks can’t match for investment and commercial property.
10. 4.8-Star Google Rating — Our clients speak for us. Read our reviews and see why Texas investors keep coming back.

Ready to get started? Call us at 877-895-3634 or get a free quote online.