Direct lender offering competitive rates on all commercial loan types. No upfront fees. Fast approvals. Call 877-895-3634.
Rates change daily. Call 877-895-3634 for exact pricing.
| Loan Type | Rate Range | Term | LTV |
|---|---|---|---|
| Hard Money | 9% – 13% | 1-3 yr | Up to 70% |
| DSCR | 7% – 9% | 30 yr | Up to 80% |
| SBA 504 | 6% – 7% | 20-25 yr | Up to 90% |
| Stated Income | 8% – 11% | 5-30 yr | Up to 80% |
| Construction | 10% – 13% | 12-24 mo | Up to 85% |
| 30-Year Fixed | 7% – 9% | 30 yr | Up to 80% |
| Church Loans | 7% – 10% | 10-25 yr | Up to 75% |
| Fix & Flip | 10% – 13% | 6-18 mo | Up to 90% |
| 90% CLTV Program | Call for rates | Varies | Up to 90% CLTV |
Rates are estimates and subject to change daily. OAC. Not all borrowers will qualify. Call 877-895-3634 for today’s exact rates.
SBA 504 available with as little as 7% down — lower than most lenders. Ready to get started?
Commercial Loan Programs We Close
Hard Money Loans Fast funding for investors who need to move quickly. Ideal for non-conforming properties or borrowers who can’t wait on traditional financing. Close in as little as 5-7 days.
DSCR Loans No tax returns required. Qualify based on the property’s cash flow, not your personal income. Perfect for investors with multiple properties or complex financials.
SBA 504 Loans As little as 7% down — lower than most lenders. Long-term, fixed-rate financing for owner-occupied commercial real estate. Government-backed rates with fast approvals.
Stated Income Loans For self-employed borrowers and business owners who can’t fully document income through traditional means. Flexible underwriting with competitive rates.
Construction Loans Ground-up construction and major renovation financing. Funded in draws as work is completed, keeping your project moving.
30-Year Fixed Commercial Stable, predictable payments on a 30-year amortization. Great for long-term holds where cash flow consistency matters.
Church Loans Specialized financing for houses of worship — purchase, refinance, and renovation. We understand the unique needs of faith-based organizations.
Fix & Flip Loans Short-term bridge financing for investors buying, rehabbing, and reselling. Fast approvals, minimal paperwork.
90% CLTV Program Finance up to 90% combined loan-to-value. One of our most popular programs for borrowers looking to preserve capital.