Broker Commercial Loans with Us — We Pay Referral Fees & Close Fast
Have a commercial client who needs financing? Send them to us.
We close deals banks decline — hard money, DSCR, stated income, bad credit, foreign nationals.
We protect your broker relationship, pay referral fees promptly, and close in weeks — not months.
Why Brokers Send Us Their Hard-to-Close Deals
If your client has been declined by a bank, we’re often the right call. We close the deals that fall out of conventional lending.
We Pay Referral Fees
Referral fees paid at closing. We’ll discuss the fee structure upfront before you send a client — no surprises.
We Protect Your Relationship
Your client is your client. We don’t poach broker relationships. You stay in the deal and get paid.
Fast Close
Same-day LOI. Most deals close in 2–4 weeks. Hard money can close faster. Your clients won’t be waiting 90 days.
Bad Credit Clients
No credit minimum on hard money programs. If your client has equity, we have a program — regardless of FICO.
Foreign Nationals
International investors and non-US citizens. No US credit history required. Asset-based approval statewide.
No Tax Return Deals
Self-employed clients with complex income situations. DSCR, stated income, and hard money programs all available.
Client Deal Types We Close for Brokers
If your client needs any of these, call us before you turn them away.
Hard Money
Asset-based, no credit check, fast close. Best for clients banks decline outright.
DSCR / Income-Producing
Qualify on rental income. No personal returns. Multifamily, retail, office, industrial.
Stated Income
Self-employed clients with no documentable income. No verification required.
Bridge Loans
Short-term financing when your client needs to close now. 6–24 month terms.
Construction Loans
Ground-up commercial with draw schedules. Land + construction in one loan.
Cash-Out Refi
Clients who need equity pulled out of commercial property. Land qualifies. Up to 80% LTV.
Land Loans
Raw land, lots, commercial parcels. Banks won’t do it — we will. No tax returns.
Foreign Nationals
International clients buying or refinancing Texas commercial real estate. Asset-based.
Broker FAQs
What brokers ask before sending us a deal.
How does the referral fee work?
Referral fees are paid at closing from our side — not charged to your client. We discuss the fee structure before you submit a deal so there are no surprises. Call us to discuss your specific situation.
Will you protect my broker relationship?
Yes. Your client is your client. We don’t go around brokers or solicit your clients directly. You introduced the relationship — you stay in it and you get paid.
What types of deals are the best fit?
Our sweet spot is the deal that banks decline: self-employed borrowers with complex income, bad credit or past bankruptcy, hard money acquisitions, foreign nationals, raw land, and deals that need to close in weeks rather than months. If a bank said no and there’s equity in the deal, call us.
What states do you close in?
Our primary market is Texas — all 254 counties. We also close in select other states depending on the program. Call us with the deal details and state and we’ll tell you if we can help.
Submit a Client Deal Today
Call us or submit online. We’ll give you a same-day answer on whether we can close it.
Referral fees paid at closing. Your relationship is protected.