★★★★★ 4.8 Google Reviews   |   ✓ Direct Lender Since 1998   |   ✓ No Upfront Fees   |   ✓ 48-Hour Approvals   |   ✓ All Credit Welcome
Direct Lender Since 1998 • 45 States • 877-895-3634

5 Minutes. Real Numbers.
No SSN. No Phone Call.

Fill out one PDF with your 3 credit scores and email it back. We send you the actual program, LTV, rate & terms in writing — same day. Secure, fast, zero pressure.

🔒 No SSN Required No Credit Pull No Phone Call ⚡ Same-Day Response 📄 Written LOI 100% Secure Shop It With Anyone

🔒 No Social Security Number Required

We use your 3 self-reported credit scores — no SSN, no credit pull, no hard inquiry.

1
Download the Executive Summary
One fillable PDF. Takes about 5 minutes. No accountant needed.
Includes fields for your 3 most recent credit scores (Equifax, TransUnion, Experian) — we use your scores, so there's no credit pull, no SSN required, and no hard inquiry on your report.
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2
Email It Back to Us
Send the completed PDF to application@proton.me
That's it. No long application, no tax returns required for most programs, no gathering docs yet. Just the one-page summary and your credit scores.
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3
We Issue a Written Quote
Usually same day. You get the real numbers in writing.
Your quote includes:
Program type • Loan-to-Value (LTV) • Interest rate • Term • Estimated closing costs • What we need to close
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4
Shop It — We Mean It
Take our quote and compare it with anyone. Banks, brokers, hard money lenders.
We're a direct lender AND a broker. If we can't beat a competitor's terms in-house, we'll place and close it through our network — you get the best deal either way.
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5
Letter of Intent → Close
If our terms win, we issue a formal LOI and start the process.
LOI includes: all terms in writing, what's needed to close, timeline. No obligation until you sign. Most closings in 10–30 days.

Ready to Get Your Quote?

Download the Executive Summary, fill it out in 5 minutes, and email it back. We'll respond same day with real numbers.

📤 Download Executive Summary (PDF) ✉ Email to application@proton.me
No credit pull No upfront fees No obligation Direct lender since 1998
Prefer to talk? Call 877-895-3634
Mon–Fri 8 AM–6 PM CT • No upfront fees • All credit welcome