Looking for investment property financing in Texas? Commercial Loans of Texas has been helping real estate investors secure funding for rental properties, multi-family units, and commercial buildings since 1998. As a direct lender and full-service brokerage with access to over 100 lenders, we find the best loan for your investment — fast.
Loan Options for Investment Properties
We offer multiple programs tailored to investment property buyers in Texas:
- DSCR Loans — qualify based on rental income, not personal income
- Hard Money Loans — fast funding for fix-and-flip or bridge scenarios
- Stated Income Loans — ideal for self-employed investors
- Conventional Investment Loans — up to 80% LTV on stabilized rentals
- Portfolio Loans — bundle multiple properties under one loan
Why Texas Investors Choose Us
We know Texas real estate law, Texas lenders, and Texas timelines. We’ve closed thousands of investment property loans across Houston, Dallas, Austin, San Antonio, and throughout the state. We don’t just find you a loan — we close it on time, every time.
Investment Property Loan Requirements
Requirements vary by program, but most investment property loans we close require: 620+ credit score (some programs down to 580), 20-30% down payment or existing equity, property must generate or be capable of generating rental income, and 6-12 months reserves preferred.
Get Your Investment Property Funded Today
Call us at 877-895-3634 or use our free pricing widget to get your rate instantly. No upfront fees. No runaround. Just fast, direct lending from a team that’s been closing Texas loans since 1998.
Ready to Get Funded? Talk to a Texas Commercial Lending Expert Today.
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No upfront fees. Direct lender closing Texas commercial loans since 1998.