One page, about five minutes. Tell us the deal and we come back with real numbers, not a rate range. No SSN and no credit pull to get a quote.
No credit pull · no sales pitch · your choice
Home › Tallahassee, FL
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Tallahassee, Florida, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Florida since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Tallahassee and Florida.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Tallahassee, Florida.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Tallahassee property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Tallahassee business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Tallahassee and all of Florida. Our loan officers understand Florida commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Tallahassee and the surrounding region. While headquartered in Texas, we fund commercial loans across Florida with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Tallahassee is Florida's capital and a two-university town, which produces an employment base far less cyclical than most Florida markets — state government, higher education and healthcare rather than tourism or construction. Commercial financing demand centers on student housing and multifamily, professional and medical office, and retail serving the campus corridors. Insurance cost is a smaller factor here than on the Florida coasts, which meaningfully helps coverage ratios.
Florida commercial real estate spans South Florida trade and international capital, Orlando hospitality and attractions, Tampa Bay office and industrial, Jacksonville port and distribution, and a statewide multifamily and retail base driven by sustained in-migration.
Florida has no state personal income tax, so rental and business income escapes state-level taxation — one of the primary reasons out-of-state investors target Florida commercial property.
Florida is a judicial foreclosure state, and property insurance is the dominant underwriting variable on nearly every Florida commercial deal. Expect insurance, not interest rate, to drive the debt service coverage calculation.
General information about the Florida market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Thu 9–5 · Fri 9–12 CT | Tallahassee, Florida | Direct Lender Since 1998
We’ll email you our one-page Executive Loan Summary — fill it in online in about 2 minutes, or send the PDF back. Either way you’ll have written terms the same business day.
✓ One page • No credit pull • No upfront fees
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way
Or skip the email and fill it in online now — about 2 minutes.
We’ll have written terms to you the same business day.
Need it sooner? Call 877-895-3634.