Corpus Christi is one of the fastest-growing commercial real estate markets in South Texas. With the Port of Corpus Christi driving industrial demand, a booming energy sector, and strong multifamily growth along the Gulf Coast, commercial lending opportunities in the Coastal Bend have never been stronger. Commercial Loans of Texas has been financing Corpus Christi commercial properties since 1998.
Commercial Loan Programs Available in Corpus Christi
- Hard Money Loans — Close in 7-14 days. Asset-based underwriting up to 65% LTV. Ideal for investors competing against cash buyers or properties needing renovation.
- SBA 504 Loans — 10% down for owner-occupied commercial property. Fixed rate for 20-25 years.
- DSCR Loans — Qualify based on property income, not personal tax returns. Works for LLC ownership.
- Bridge Loans — Short-term financing to close fast and stabilize before permanent debt.
- Stated Income / Bank Statement Loans — For self-employed borrowers whose tax returns understate real income.
- Multifamily Loans — 5+ unit apartment financing with competitive rates and flexible terms.
Property Types We Finance in Corpus Christi
- Retail strip centers and standalone retail
- Industrial and warehouse properties near the Port of Corpus Christi
- Hotel and hospitality properties along North Beach and Padre Island
- Office buildings in downtown and suburban Corpus Christi
- Multifamily and mixed-use properties
- Gas stations and self-storage facilities
- Restaurant and food service properties
Why Corpus Christi Commercial Real Estate Is Attracting Investors
The Port of Corpus Christi is the largest crude oil export port in the United States — and expanding. That drives demand for industrial space, warehouse facilities, and workforce housing throughout Nueces County. Tourism along Padre Island and North Beach creates strong demand for hospitality and retail. Cap rates in Corpus Christi remain more attractive than Austin or Dallas, making it a strong cash-flow market for commercial investors.
How to Apply for a Commercial Loan in Corpus Christi
Call us at 877-895-3634 or apply online. Preliminary terms in 24-48 hours. No upfront fees. In-house underwriting. We serve all of the Corpus Christi metro including Robstown, Portland, Aransas Pass, and Rockport.
Related Resources
- Hard Money Loans Texas — No Credit Check
- Commercial Loans in San Antonio
- DSCR Loans for Texas Real Estate Investors
- Multifamily Loans in Texas