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Home › Westland, MI
Commercial real estate in Westland, Michigan moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Michigan who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Westland and Michigan.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Westland, Michigan.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Westland property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Westland business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Westland and all of Michigan. Our loan officers understand Michigan commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Westland and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Michigan with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Michigan commercial property remains tied to automotive manufacturing and its supplier base, with Detroit's ongoing redevelopment, Grand Rapids office furniture and medical, Ann Arbor university and research demand, and substantial older industrial stock available for reuse.
Michigan taxes rental and business income at a flat rate. Its uncapping of taxable value on transfer is a significant and frequently overlooked cost of acquiring Michigan commercial property.
Michigan is a non-judicial foreclosure state using advertisement, followed by a statutory redemption period. Model the transfer-triggered tax uncapping before committing to a Michigan purchase price.
General information about the Michigan market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
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Mon–Fri 8 AM–6 PM CT | Westland, Michigan | Direct Lender Since 1998
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