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Home › Virginia Beach, VA
Commercial real estate in Virginia Beach, Virginia moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Virginia who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Virginia Beach and Virginia.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Virginia Beach, Virginia.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Virginia Beach property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Virginia Beach business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Virginia Beach and all of Virginia. Our loan officers understand Virginia commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Virginia Beach and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Virginia with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Virginia commercial real estate ranges from the Northern Virginia data center corridor — the largest concentration of data centers in the world — to the Hampton Roads port, shipbuilding, and naval complex, Richmond financial services and government, and university demand in Charlottesville and Blacksburg.
Virginia taxes rental and business income at graduated rates. Business tangible property and BPOL license taxes are levied locally and vary enough between jurisdictions to change a deal's economics.
Virginia is a non-judicial foreclosure state using deeds of trust, with a fast timeline. Federal contracting exposure is a real tenant-credit consideration across much of the eastern and northern parts of the state.
General information about the Virginia market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
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Mon–Fri 8 AM–6 PM CT | Virginia Beach, Virginia | Direct Lender Since 1998
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