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Home › Terre Haute, IN
Commercial real estate in Terre Haute, Indiana moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Indiana who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Terre Haute and Indiana.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Terre Haute, Indiana.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Terre Haute property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Terre Haute business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Terre Haute and all of Indiana. Our loan officers understand Indiana commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Terre Haute and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Indiana with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Indiana commercial property is built on logistics — the state sits at the intersection of several major interstates and calls itself the Crossroads of America — plus automotive and pharmaceutical manufacturing, Indianapolis office and medical, and university-driven demand in Bloomington and West Lafayette.
Indiana taxes income at a low flat rate, applies constitutional caps to property tax, and imposes no real estate transfer tax — a combination that produces unusually predictable operating costs.
Indiana is a judicial foreclosure state, but its property tax caps and low transaction costs make it one of the more investor-legible Midwestern markets for commercial ownership.
General information about the Indiana market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
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Mon–Fri 8 AM–6 PM CT | Terre Haute, Indiana | Direct Lender Since 1998
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