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Home › Sparks, NV
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Sparks, Nevada, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Nevada since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Sparks and Nevada.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Sparks, Nevada.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Sparks property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Sparks business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Sparks and all of Nevada. Our loan officers understand Nevada commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Sparks and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Nevada with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Nevada commercial property is led by the Las Vegas gaming, hospitality, and convention economy, with Reno and Sparks having become a major Western distribution and advanced manufacturing hub serving Northern California within a day's drive.
Nevada has no state personal or corporate income tax, so rental and business income is not taxed at the state level. It does levy a real property transfer tax and a gross receipts-style business tax.
Nevada is a non-judicial foreclosure state. Its hospitality and gaming collateral is highly specialized, and a lender who has not underwritten that property type before will usually misjudge the income volatility.
General information about the Nevada market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Sparks, Nevada | Direct Lender Since 1998
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