One page, about five minutes. Tell us the deal and we come back with real numbers, not a rate range. No SSN and no credit pull to get a quote.
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Home › Smyrna, DE
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Smyrna, Delaware, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Delaware since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Smyrna and Delaware.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Smyrna, Delaware.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Smyrna property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Smyrna business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Smyrna and all of Delaware. Our loan officers understand Delaware commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Smyrna and the surrounding region. While headquartered in Texas, we fund commercial loans across Delaware with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Delaware commercial property is driven by the Wilmington banking and corporate services corridor, chemical and pharmaceutical operations, Port of Wilmington logistics, and steady retail and hospitality demand along the coastal beach communities.
Delaware has no state or local sales tax and taxes income at the state level. Its corporate law framework makes entity-held commercial ownership routine and well understood here.
Delaware is a judicial foreclosure state, and the state realty transfer tax is among the higher ones in the region — both belong in the closing-cost and exit analysis on any Delaware commercial deal.
General information about the Delaware market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Thu 9–5 · Fri 9–12 CT | Smyrna, Delaware | Direct Lender Since 1998
We’ll email you our one-page Executive Loan Summary — fill it in online in about 2 minutes, or send the PDF back. Either way you’ll have written terms the same business day.
✓ One page • No credit pull • No upfront fees
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way
Or skip the email and fill it in online now — about 2 minutes.
We’ll have written terms to you the same business day.
Need it sooner? Call 877-895-3634.