Commercial Loans of Texas funds commercial real estate loans throughout Round Rock — one of the fastest-growing cities in the Austin metro and home to major employers including Dell, IKEA, and multiple tech campuses. As a direct lender since 1998, we provide fast, flexible financing for Round Rock investors and business owners.
Call us today: 877-895-3634
Commercial Loan Programs in Round Rock
SBA Loans Round Rock TX
SBA 7(a) and SBA 504 loans for Round Rock small businesses purchasing or refinancing owner-occupied commercial real estate in Williamson County. Up to $5 million.
Hard Money Loans Round Rock
Fast-close hard money loans for Round Rock commercial real estate investors. Close in 7-10 days with no income verification. Ideal for time-sensitive acquisitions in the competitive Austin-metro market.
DSCR Loans Round Rock TX
Investment property loans for Round Rock rental and commercial properties. Qualify on property income — no W-2s or tax returns required.
Bridge Loans Round Rock
Short-term commercial bridge financing for Round Rock acquisitions and value-add projects. 6 to 24-month terms.
Commercial Construction Loans Round Rock TX
Ground-up construction and renovation financing for Round Rock commercial projects — retail, office, multifamily, and mixed-use along the I-35 and US-79 corridors.
Why Round Rock Investors Choose Commercial Loans of Texas
- Direct lender since 1998 — in-house decisions, no broker
- Austin Metro expertise — we understand Williamson County commercial growth
- Fast approvals — 24-48 hour decisions
- No upfront fees — you pay nothing until closing
Round Rock Commercial Properties We Finance
- Office and corporate campus properties
- Retail and restaurant space along I-35 and Hwy 620
- Industrial and warehouse
- Multifamily (5+ units)
- Medical and professional office
- Land and construction
Round Rock Area Service
We serve borrowers throughout the North Austin corridor including Round Rock, Georgetown, Hutto, Pflugerville, Cedar Park, Leander, and Williamson County.
Phone: 877-895-3634 | Apply Online
Commercial Loans of Texas — Direct lender serving Round Rock and the Austin Metro since 1998.
Why Commercial Real Estate Investors Choose Round Rock in 2026
Round Rock is Austin’s northern tech and retail hub, with active deal flow in Dell Diamond corridor, La Frontera, and Interstate 35 frontage. Investors are financing retail strips, flex office, and multifamily in Williamson County using hard money, DSCR, and stated income programs — all available from Commercial Loans of Texas with no tax returns required and closes in as few as 7-14 days.
2026 Commercial Loan Rates in Round Rock
- Hard Money: 9.5%–12%, 12-24 month terms, close in 7-14 days
- DSCR Loans: 7.25%–9.5%, 30-year amortization, qualify on cash flow
- Stated Income: 8%–10.5%, no tax returns, bank statements only
- SBA 7(a): 6.75%–8%, 25-year terms, 10% down
- Bridge Loans: 9%–11.5%, interest only, 6-24 months
Fast Approval Process for Round Rock Borrowers
Our in-house underwriting means no bank committee delays. Submit your deal today and get a same-day Letter of Intent. We close most Round Rock commercial loans in 14-21 days — some hard money deals in as few as 7. Call 877-895-3634 or apply online for a free quote.
USDA Business and Industry Loans Near Round Rock, Texas
The USDA Business and Industry (B&I) Guaranteed Loan Program provides long-term commercial financing for businesses and commercial real estate in eligible rural Texas communities near Round Rock. USDA B&I loans offer terms that standard commercial loans cannot match: up to 80% LTV, 30-year fully amortized terms, fixed rates, and an 80% federal guarantee that enables more competitive pricing than conventional programs. For commercial properties in USDA-eligible rural communities in the Round Rock region, this program is often the best financing available.
USDA B&I eligibility is based on the property’s location — generally communities under 50,000 population that are not in an urbanized commuting area. Many smaller communities surrounding Round Rock qualify. We confirm eligibility in minutes and handle the full USDA application process on your behalf — no federal bureaucracy for you to navigate. Call 877-895-3634 or learn more about our USDA B&I loan program to see if your property qualifies.