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Home › Rochester, NH
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Rochester, New Hampshire, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across New Hampshire since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Rochester and New Hampshire.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Rochester, New Hampshire.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Rochester property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Rochester business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Rochester and all of New Hampshire. Our loan officers understand New Hampshire commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Rochester and the surrounding region. While headquartered in Texas, we fund commercial loans across New Hampshire with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
New Hampshire commercial property is concentrated in the southern tier within commuting distance of Boston — manufacturing, technology, and retail drawing shoppers from neighboring states — alongside tourism and hospitality in the Lakes Region and White Mountains.
New Hampshire has no general sales tax and no broad-based personal income tax on wages, though it does tax business profits. Its property taxes are among the highest in the nation and dominate the operating expense line.
New Hampshire permits power-of-sale foreclosure, which is faster than a judicial process. The state real estate transfer tax is split between buyer and seller and should be modeled on both ends.
General information about the New Hampshire market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Thu 9–5 · Fri 9–12 CT | Rochester, New Hampshire | Direct Lender Since 1998
We’ll email you our one-page Executive Loan Summary — fill it in online in about 2 minutes, or send the PDF back. Either way you’ll have written terms the same business day.
✓ One page • No credit pull • No upfront fees
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way
Or skip the email and fill it in online now — about 2 minutes.
We’ll have written terms to you the same business day.
Need it sooner? Call 877-895-3634.