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Home › Provo, UT
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Provo, Utah, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Utah since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Provo and Utah.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Provo, Utah.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Provo property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Provo business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Provo and all of Utah. Our loan officers understand Utah commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Provo and the surrounding region. While headquartered in Texas, we fund commercial loans across Utah with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Utah commercial property centers on the Wasatch Front — Salt Lake City distribution, finance, and technology along the Silicon Slopes corridor through Provo and Lehi — plus Ogden manufacturing and logistics and St. George in-migration and hospitality.
Utah taxes rental and business income at a single low flat rate and imposes no real estate transfer tax, producing one of the cleanest cost structures in the Mountain West.
Utah is a non-judicial foreclosure state using trust deeds. Sustained population and employment growth along the Wasatch Front means income frequently outpaces the comparable sales record.
General information about the Utah market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Thu 9–5 · Fri 9–12 CT | Provo, Utah | Direct Lender Since 1998
We’ll email you our one-page Executive Loan Summary — fill it in online in about 2 minutes, or send the PDF back. Either way you’ll have written terms the same business day.
✓ One page • No credit pull • No upfront fees
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way
Or skip the email and fill it in online now — about 2 minutes.
We’ll have written terms to you the same business day.
Need it sooner? Call 877-895-3634.