Commercial Loans of Texas provides commercial real estate financing throughout Pearland — one of Houston’s fastest-growing suburban markets. As a direct lender since 1998, we fund loans for Pearland investors and business owners with fast closings, flexible underwriting, and no upfront fees.
Call us today: 877-895-3634
Commercial Loan Programs in Pearland
SBA Loans Pearland TX
SBA 7(a) and SBA 504 loans for Pearland small businesses purchasing or refinancing owner-occupied commercial real estate. Medical, retail, service, and professional office — loan amounts to $5 million.
Hard Money Loans Pearland
Fast-close hard money loans for Pearland commercial real estate investors. Close in 7-10 days with no income verification. Ideal for retail, medical office, and time-sensitive acquisitions in Brazoria County.
DSCR Loans Pearland TX
Investment property loans for Pearland rental and commercial properties. Qualify on property income — no personal tax returns required.
Bridge Loans Pearland
Short-term commercial bridge financing for Pearland acquisitions and value-add projects. 6 to 24-month terms.
Why Pearland Investors Choose Commercial Loans of Texas
- Direct lender since 1998 — in-house underwriting, no middleman
- South Houston market knowledge — we understand Pearland and Brazoria County commercial growth
- Fast approvals — 24-48 hour decisions
- No upfront fees — no fees until closing
Pearland Commercial Properties We Finance
- Medical and professional office
- Retail strip centers and pad sites
- Office buildings and business parks
- Multifamily (5+ units)
- Industrial and warehouse
- Land and construction
South Houston Service Area
We serve borrowers throughout South Houston including Pearland, League City, Friendswood, Alvin, Manvel, Webster, and Brazoria County.
Phone: 877-895-3634 | Apply Online
Commercial Loans of Texas — Direct lender serving Pearland and South Houston since 1998.
Why Commercial Real Estate Investors Choose Pearland in 2026
Pearland is Houston’s fastest-growing suburb, with active deal flow in Broadway Street Corridor, Shadow Creek Ranch, and Friendswood border. Investors are financing retail, multifamily, and medical office in Brazoria County using hard money, DSCR, and stated income programs — all available from Commercial Loans of Texas with no tax returns required and closes in as few as 7-14 days.
2026 Commercial Loan Rates in Pearland
- Hard Money: 9.5%–12%, 12-24 month terms, close in 7-14 days
- DSCR Loans: 7.25%–9.5%, 30-year amortization, qualify on cash flow
- Stated Income: 8%–10.5%, no tax returns, bank statements only
- SBA 7(a): 6.75%–8%, 25-year terms, 10% down
- Bridge Loans: 9%–11.5%, interest only, 6-24 months
Fast Approval Process for Pearland Borrowers
Our in-house underwriting means no bank committee delays. Submit your deal today and get a same-day Letter of Intent. We close most Pearland commercial loans in 14-21 days — some hard money deals in as few as 7. Call 877-895-3634 or apply online for a free quote.
USDA Business and Industry Loans Near Pearland, Texas
The USDA Business and Industry (B&I) Guaranteed Loan Program provides long-term commercial financing for businesses and commercial real estate in eligible rural Texas communities near Pearland. USDA B&I loans offer terms that standard commercial loans cannot match: up to 80% LTV, 30-year fully amortized terms, fixed rates, and an 80% federal guarantee that enables more competitive pricing than conventional programs. For commercial properties in USDA-eligible rural communities in the Pearland region, this program is often the best financing available.
USDA B&I eligibility is based on the property’s location — generally communities under 50,000 population that are not in an urbanized commuting area. Many smaller communities surrounding Pearland qualify. We confirm eligibility in minutes and handle the full USDA application process on your behalf — no federal bureaucracy for you to navigate. Call 877-895-3634 or learn more about our USDA B&I loan program to see if your property qualifies.