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Home › New Orleans, LA
Banks in New Orleans want perfect credit, three years of tax returns, and months of waiting. We do not. Commercial Loans of Texas is a direct commercial mortgage lender — not a broker — serving Louisiana borrowers with stated income loans, conventional financing, working capital solutions, and more. If your deal makes sense, we can fund it.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout New Orleans and Louisiana.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across New Orleans, Louisiana.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives New Orleans property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your New Orleans business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving New Orleans and all of Louisiana. Our loan officers understand Louisiana commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout New Orleans and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Louisiana with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Louisiana commercial property is shaped by the lower Mississippi River industrial corridor — petrochemical, refining, and port terminal operations — plus New Orleans hospitality and tourism, Baton Rouge government and university demand, and Shreveport regional healthcare and distribution.
Louisiana taxes rental and business income, and its homestead exemption structure shifts a relatively larger share of the property tax burden onto commercial owners.
Louisiana is the one state whose property law derives from the civil law rather than English common law. Terminology and security instruments differ from every other state, and foreclosure runs through a judicial process. Use counsel who practices here.
General information about the Louisiana market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | New Orleans, Louisiana | Direct Lender Since 1998
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