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Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in New Haven, Connecticut, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Connecticut since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout New Haven and Connecticut.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across New Haven, Connecticut.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives New Haven property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your New Haven business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving New Haven and all of Connecticut. Our loan officers understand Connecticut commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout New Haven and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Connecticut with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Connecticut commercial real estate divides between the Fairfield County financial corridor oriented toward New York, the Hartford insurance and professional services core, and New Haven's university, hospital, and biotech base. Older industrial stock statewide supports adaptive reuse.
Connecticut taxes rental and business income and carries one of the higher effective property tax burdens in the country, which underwriting must reflect in the expense line.
Connecticut is a judicial foreclosure state and uses strict foreclosure in some cases, so remedies take materially longer than in deed-of-trust states. Lenders price that longer timeline into commercial terms.
General information about the Connecticut market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | New Haven, Connecticut | Direct Lender Since 1998
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