One page, about five minutes. Tell us the deal and we come back with real numbers, not a rate range. No SSN and no credit pull to get a quote.
Home › Myrtle Beach, SC
Banks in Myrtle Beach want perfect credit, three years of tax returns, and months of waiting. We do not. Commercial Loans of Texas is a direct commercial mortgage lender — not a broker — serving South Carolina borrowers with stated income loans, conventional financing, working capital solutions, and more. If your deal makes sense, we can fund it.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Myrtle Beach and South Carolina.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Myrtle Beach, South Carolina.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Myrtle Beach property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Myrtle Beach business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Myrtle Beach and all of South Carolina. Our loan officers understand South Carolina commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Myrtle Beach and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across South Carolina with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
South Carolina commercial property is driven by the Port of Charleston and the automotive and aerospace manufacturing corridor along I-85 through the Upstate, plus Myrtle Beach and Charleston hospitality and a steady stream of in-migration supporting retail and multifamily.
South Carolina taxes rental and business income at graduated rates, and its assessment ratio taxes commercial property at a higher rate than owner-occupied residential — a difference that catches out-of-state buyers.
South Carolina is a judicial foreclosure state. The commercial assessment ratio, not the interest rate, is usually the item that most changes a first-pass South Carolina pro forma.
General information about the South Carolina market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Myrtle Beach, South Carolina | Direct Lender Since 1998
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