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Home › Meridian, MS
Commercial real estate in Meridian, Mississippi moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Mississippi who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Meridian and Mississippi.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Meridian, Mississippi.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Meridian property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Meridian business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Meridian and all of Mississippi. Our loan officers understand Mississippi commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Meridian and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Mississippi with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Mississippi commercial property is supported by Gulf Coast gaming and hospitality, shipbuilding along the coast, automotive and appliance manufacturing, healthcare centered on Jackson, and agriculture and timber throughout the Delta and the interior.
Mississippi taxes rental and business income at graduated rates and imposes no real estate transfer tax, keeping closing costs low.
Mississippi is a non-judicial foreclosure state. Entry pricing across most of the state remains low enough that debt service coverage on stabilized commercial property is often easier to achieve here than in adjacent markets.
General information about the Mississippi market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
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Mon–Fri 8 AM–6 PM CT | Meridian, Mississippi | Direct Lender Since 1998
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