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Home › Livonia, MI
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Livonia, Michigan, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Michigan since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Livonia and Michigan.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Livonia, Michigan.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Livonia property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Livonia business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Livonia and all of Michigan. Our loan officers understand Michigan commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Livonia and the surrounding region. While headquartered in Texas, we fund commercial loans across Michigan with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Michigan commercial property remains tied to automotive manufacturing and its supplier base, with Detroit's ongoing redevelopment, Grand Rapids office furniture and medical, Ann Arbor university and research demand, and substantial older industrial stock available for reuse.
Michigan taxes rental and business income at a flat rate. Its uncapping of taxable value on transfer is a significant and frequently overlooked cost of acquiring Michigan commercial property.
Michigan is a non-judicial foreclosure state using advertisement, followed by a statutory redemption period. Model the transfer-triggered tax uncapping before committing to a Michigan purchase price.
General information about the Michigan market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Thu 9–5 · Fri 9–12 CT | Livonia, Michigan | Direct Lender Since 1998
We’ll email you our one-page Executive Loan Summary — fill it in online in about 2 minutes, or send the PDF back. Either way you’ll have written terms the same business day.
✓ One page • No credit pull • No upfront fees
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way
Or skip the email and fill it in online now — about 2 minutes.
We’ll have written terms to you the same business day.
Need it sooner? Call 877-895-3634.