One page, about five minutes. Tell us the deal and we come back with real numbers, not a rate range. No SSN and no credit pull to get a quote.
Home › Little Rock, AR
Banks in Little Rock want perfect credit, three years of tax returns, and months of waiting. We do not. Commercial Loans of Texas is a direct commercial mortgage lender — not a broker — serving Arkansas borrowers with stated income loans, conventional financing, working capital solutions, and more. If your deal makes sense, we can fund it.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Little Rock and Arkansas.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Little Rock, Arkansas.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Little Rock property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Little Rock business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Little Rock and all of Arkansas. Our loan officers understand Arkansas commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Little Rock and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Arkansas with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Arkansas commercial property is shaped by three outsized corporate anchors — retail distribution in Northwest Arkansas, trucking and logistics along the I-40 corridor, and poultry and food processing statewide — producing steady demand for warehouse, flex, and owner-occupied industrial space.
Arkansas taxes rental and business income at the state level, but overall operating costs and property tax burdens remain well below the national average.
Arkansas is generally a non-judicial foreclosure state, and secondary-market pricing in Little Rock, Fort Smith, and the Northwest corridor still supports entry basis that coastal investors find hard to match.
General information about the Arkansas market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Little Rock, Arkansas | Direct Lender Since 1998
Tell us where to send it and you’ll have written terms the same business day.
✓ No credit pull needed for a written quote
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way