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Home › Lewiston, ME
Commercial real estate in Lewiston, Maine moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Maine who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Lewiston and Maine.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Lewiston, Maine.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Lewiston property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Lewiston business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Lewiston and all of Maine. Our loan officers understand Maine commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Lewiston and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Maine with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Maine commercial property centers on greater Portland — office, medical, and a growing food and beverage sector — alongside coastal hospitality and short-term rental demand, forest products and paper, and boatbuilding and marine trades along the coast.
Maine taxes rental and business income at graduated rates, and municipal property taxes vary widely from town to town, so a single statewide assumption will misprice a Maine deal.
Maine is a judicial foreclosure state. Seasonality is a real underwriting factor: hospitality and coastal retail income here is concentrated in a short season, and debt service coverage should be tested against the off-season.
General information about the Maine market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
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Mon–Fri 8 AM–6 PM CT | Lewiston, Maine | Direct Lender Since 1998
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