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Home › Lawton, OK
Banks in Lawton want perfect credit, three years of tax returns, and months of waiting. We do not. Commercial Loans of Texas is a direct commercial mortgage lender — not a broker — serving Oklahoma borrowers with stated income loans, conventional financing, working capital solutions, and more. If your deal makes sense, we can fund it.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Lawton and Oklahoma.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Lawton, Oklahoma.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Lawton property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Lawton business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Lawton and all of Oklahoma. Our loan officers understand Oklahoma commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Lawton and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Oklahoma with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Oklahoma commercial property is anchored by energy production and services in Oklahoma City and Tulsa, aerospace and maintenance operations, agriculture, and university-driven demand in Norman and Stillwater.
Oklahoma taxes rental and business income at graduated rates, and both property taxes and overall operating costs sit below the national average.
Oklahoma allows non-judicial foreclosure on qualifying mortgages, though judicial foreclosure remains common. Energy exposure cuts both ways — underwrite tenant industry concentration explicitly.
General information about the Oklahoma market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Lawton, Oklahoma | Direct Lender Since 1998
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