Commercial Real Estate Financing in Lake Jackson, Texas
Lake Jackson is the commercial center of the Brazosport area — a planned city built in the 1940s to house Dow Chemical workers, now a community of 28,000 serving the broader Brazosport cluster that includes Clute, Freeport, Angleton, and multiple Dow Chemical plants. The petrochemical economy drives consistent commercial real estate demand, with retail, professional services, and workforce housing all sustained by the area’s industrial employment base.
Commercial Loans of Texas provides direct financing for Lake Jackson and the Brazosport area commercial market.
Loan Programs
- Stated Income — Industrial and chemical sector income qualifies on bank statement basis. No tax returns. Rates from 9.5%.
- Hard Money Bridge — 5–10 day close on any commercial property. Up to 65% LTV.
- DSCR Loans — Qualify on property NOI alone. Good for multifamily and retail with established income. Rates from 7.5%.
- Long-Term Fixed — Stabilized commercial, 20–30 year amortization.
Property Types
Retail, multifamily, medical, industrial, self-storage, and owner-occupied commercial throughout Lake Jackson, Clute, Freeport, Angleton, Alvin, and Brazoria County.
Rate Summary
| Program | Rate | LTV |
|---|---|---|
| Stated Income | 9.5%–11.5% | 65–70% |
| Hard Money | 10%–13% | 60–65% |
| DSCR | 7.5%–9.5% | 70–75% |
Call (936) 609-4398 or apply online.