One page, about five minutes. Tell us the deal and we come back with real numbers, not a rate range. No SSN and no credit pull to get a quote.
Home › Knoxville, TN
Commercial real estate in Knoxville, Tennessee moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Tennessee who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Knoxville and Tennessee.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Knoxville, Tennessee.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Knoxville property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Knoxville business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Knoxville and all of Tennessee. Our loan officers understand Tennessee commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Knoxville and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Tennessee with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Tennessee commercial real estate is led by Nashville healthcare administration, music, and one of the strongest office and multifamily markets in the Southeast, Memphis air cargo and distribution at the center of the national logistics network, and Chattanooga and Knoxville manufacturing and university demand.
Tennessee has no state personal income tax on wages or rental income. It does apply franchise and excise taxes to business entities, which entity-held commercial ownership should account for.
Tennessee is a non-judicial foreclosure state with a fast timeline. The absence of a personal income tax combined with sustained in-migration keeps competition for stabilized commercial assets strong.
General information about the Tennessee market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Knoxville, Tennessee | Direct Lender Since 1998
Tell us where to send it and you’ll have written terms the same business day.
✓ No credit pull needed for a written quote
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way