One page, about five minutes. Tell us the deal and we come back with real numbers, not a rate range. No SSN and no credit pull to get a quote.
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Home › Gulfport, MS
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Gulfport, Mississippi, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Mississippi since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Gulfport and Mississippi.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Gulfport, Mississippi.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Gulfport property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Gulfport business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Gulfport and all of Mississippi. Our loan officers understand Mississippi commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Gulfport and the surrounding region. While headquartered in Texas, we fund commercial loans across Mississippi with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Mississippi commercial property is supported by Gulf Coast gaming and hospitality, shipbuilding along the coast, automotive and appliance manufacturing, healthcare centered on Jackson, and agriculture and timber throughout the Delta and the interior.
Mississippi taxes rental and business income at graduated rates and imposes no real estate transfer tax, keeping closing costs low.
Mississippi is a non-judicial foreclosure state. Entry pricing across most of the state remains low enough that debt service coverage on stabilized commercial property is often easier to achieve here than in adjacent markets.
General information about the Mississippi market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Thu 9–5 · Fri 9–12 CT | Gulfport, Mississippi | Direct Lender Since 1998
We’ll email you our one-page Executive Loan Summary — fill it in online in about 2 minutes, or send the PDF back. Either way you’ll have written terms the same business day.
✓ One page • No credit pull • No upfront fees
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way
Or skip the email and fill it in online now — about 2 minutes.
We’ll have written terms to you the same business day.
Need it sooner? Call 877-895-3634.