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Home › Greenville, SC
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Greenville, South Carolina, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across South Carolina since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Greenville and South Carolina.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Greenville, South Carolina.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Greenville property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Greenville business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Greenville and all of South Carolina. Our loan officers understand South Carolina commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Greenville and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across South Carolina with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
South Carolina commercial property is driven by the Port of Charleston and the automotive and aerospace manufacturing corridor along I-85 through the Upstate, plus Myrtle Beach and Charleston hospitality and a steady stream of in-migration supporting retail and multifamily.
South Carolina taxes rental and business income at graduated rates, and its assessment ratio taxes commercial property at a higher rate than owner-occupied residential — a difference that catches out-of-state buyers.
South Carolina is a judicial foreclosure state. The commercial assessment ratio, not the interest rate, is usually the item that most changes a first-pass South Carolina pro forma.
General information about the South Carolina market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Greenville, South Carolina | Direct Lender Since 1998
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