One page, about five minutes. Tell us the deal and we come back with real numbers, not a rate range. No SSN and no credit pull to get a quote.
Home › Gillette, WY
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Gillette, Wyoming, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Wyoming since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Gillette and Wyoming.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Gillette, Wyoming.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Gillette property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Gillette business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Gillette and all of Wyoming. Our loan officers understand Wyoming commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Gillette and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Wyoming with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Wyoming commercial property is driven by energy extraction in the Powder River Basin and southwestern counties, tourism serving Yellowstone and Grand Teton, agriculture and ranching, and the I-80 and I-25 distribution corridors through Cheyenne and Casper.
Wyoming has no state personal or corporate income tax, so rental and business income is untaxed at the state level. There is also no real estate transfer tax, making Wyoming one of the least costly states in which to hold and transfer commercial property.
Wyoming is a non-judicial foreclosure state. Thin comparable sales outside Cheyenne and Casper mean commercial deals here are underwritten on income and sponsor strength, and a lender unfamiliar with rural Western collateral will often decline a perfectly sound deal.
General information about the Wyoming market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Gillette, Wyoming | Direct Lender Since 1998
Tell us where to send it and you’ll have written terms the same business day.
✓ No credit pull needed for a written quote
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way