One page, about five minutes. Tell us the deal and we come back with real numbers, not a rate range. No SSN and no credit pull to get a quote.
Home › Erie, PA
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Erie, Pennsylvania, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Pennsylvania since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Erie and Pennsylvania.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Erie, Pennsylvania.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Erie property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Erie business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Erie and all of Pennsylvania. Our loan officers understand Pennsylvania commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Erie and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Pennsylvania with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Pennsylvania commercial real estate spans the Philadelphia life sciences, hospital, and university corridor, Pittsburgh robotics, healthcare, and advanced manufacturing, and one of the busiest inland distribution markets in the country along the I-78 and I-81 corridors through the Lehigh Valley.
Pennsylvania taxes rental and business income at a flat rate, and realty transfer taxes are imposed at both state and local level — Philadelphia's combined rate is among the highest in the nation.
Pennsylvania is a judicial foreclosure state. Older industrial and mill stock is abundant and frequently a strong adaptive-reuse candidate, but it needs a lender who will underwrite the renovation rather than the current condition.
General information about the Pennsylvania market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Erie, Pennsylvania | Direct Lender Since 1998
Tell us where to send it and you’ll have written terms the same business day.
✓ No credit pull needed for a written quote
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way