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Home › Eau Claire, WI
Commercial real estate in Eau Claire, Wisconsin moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Wisconsin who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Eau Claire and Wisconsin.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Eau Claire, Wisconsin.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Eau Claire property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Eau Claire business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Eau Claire and all of Wisconsin. Our loan officers understand Wisconsin commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Eau Claire and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Wisconsin with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Wisconsin commercial real estate is anchored by Milwaukee manufacturing, water technology, and healthcare, Madison university, government, and biotechnology, the Fox Valley paper and packaging industry, and agriculture and food processing statewide.
Wisconsin taxes rental and business income at graduated rates and carries a relatively high property tax burden, though its industrial operating costs remain competitive with neighboring states.
Wisconsin is primarily a judicial foreclosure state with redemption periods that vary by the type of action a lender elects. That election materially affects the timeline and is worth deciding before default, not after.
General information about the Wisconsin market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
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Mon–Fri 8 AM–6 PM CT | Eau Claire, Wisconsin | Direct Lender Since 1998
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