One page, about five minutes. Tell us the deal and we come back with real numbers, not a rate range. No SSN and no credit pull to get a quote.
Home › Dover, DE
Commercial real estate in Dover, Delaware moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Delaware who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Dover and Delaware.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Dover, Delaware.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Dover property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Dover business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Dover and all of Delaware. Our loan officers understand Delaware commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Dover and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Delaware with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Delaware commercial property is driven by the Wilmington banking and corporate services corridor, chemical and pharmaceutical operations, Port of Wilmington logistics, and steady retail and hospitality demand along the coastal beach communities.
Delaware has no state or local sales tax and taxes income at the state level. Its corporate law framework makes entity-held commercial ownership routine and well understood here.
Delaware is a judicial foreclosure state, and the state realty transfer tax is among the higher ones in the region — both belong in the closing-cost and exit analysis on any Delaware commercial deal.
General information about the Delaware market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Dover, Delaware | Direct Lender Since 1998
Tell us where to send it and you’ll have written terms the same business day.
✓ No credit pull needed for a written quote
or talk to a decision-maker right now
📞 877-895-3634 Mon–Thu 9–5 · Fri 9–12 CTNo SSN • No upfront fees • No obligation either way