Commercial Loans of Texas funds commercial real estate loans throughout Denton — the anchor city of the I-35 corridor between Dallas and Fort Worth. As a direct lender since 1998, we serve investors and business owners with fast closings, in-house underwriting, and no upfront fees.
Call us today: 877-895-3634
Commercial Loan Programs in Denton
SBA Loans Denton TX
SBA 7(a) and SBA 504 loans for Denton small businesses acquiring or refinancing owner-occupied commercial real estate. Up to $5 million. Ideal for retail, restaurant, office, and service businesses along I-35.
Hard Money Loans Denton
Fast-close hard money loans for Denton commercial real estate investors. Close in 7-10 days with no income verification. Ideal for student housing adjacent to UNT and TWU, commercial strip properties, and fast-moving acquisitions.
DSCR Loans Denton TX
Investment property loans for Denton rental and commercial properties. Qualify on property income — no W-2s or tax returns required. Popular with student housing investors near the University of North Texas.
Bridge Loans Denton
Short-term commercial bridge financing for Denton acquisitions and value-add projects. 6 to 24-month terms.
Stated Income Commercial Loans Denton
No-doc and stated income commercial loans for Denton self-employed borrowers and investors.
Why Denton Investors Choose Commercial Loans of Texas
- Direct lender since 1998 — we fund our own loans, no broker
- I-35 corridor knowledge — we understand the Denton commercial market dynamics
- Fast approvals — 24-48 hour decisions
- No upfront fees — no fees until closing
- Student housing experience — we understand the UNT/TWU rental market
Denton Commercial Properties We Finance
- Student housing and multifamily near UNT / TWU
- Retail along I-35 and Loop 288
- Office buildings and professional space
- Industrial and warehouse
- Mixed-use developments
- Land and construction
Denton Metro Service Area
We serve borrowers throughout Denton County including Denton, Lewisville, Flower Mound, Corinth, Lake Dallas, The Colony, Argyle, and the I-35 corridor to the state line.
Phone: 877-895-3634 | Apply Online
Commercial Loans of Texas — Direct lender serving Denton and North Texas since 1998.
Why Commercial Real Estate Investors Choose Denton in 2026
Denton is rapidly growing university town north of DFW, with active deal flow in Rayzor Ranch, Golden Triangle Mall corridor, and downtown Denton. Investors are financing student housing, retail, and industrial in Denton County using hard money, DSCR, and stated income programs — all available from Commercial Loans of Texas with no tax returns required and closes in as few as 7-14 days.
2026 Commercial Loan Rates in Denton
- Hard Money: 9.5%–12%, 12-24 month terms, close in 7-14 days
- DSCR Loans: 7.25%–9.5%, 30-year amortization, qualify on cash flow
- Stated Income: 8%–10.5%, no tax returns, bank statements only
- SBA 7(a): 6.75%–8%, 25-year terms, 10% down
- Bridge Loans: 9%–11.5%, interest only, 6-24 months
Fast Approval Process for Denton Borrowers
Our in-house underwriting means no bank committee delays. Submit your deal today and get a same-day Letter of Intent. We close most Denton commercial loans in 14-21 days — some hard money deals in as few as 7. Call 877-895-3634 or apply online for a free quote.
USDA Business and Industry Loans Near Denton, Texas
The USDA Business and Industry (B&I) Guaranteed Loan Program provides long-term commercial financing for businesses and commercial real estate in eligible rural Texas communities near Denton. USDA B&I loans offer terms that standard commercial loans cannot match: up to 80% LTV, 30-year fully amortized terms, fixed rates, and an 80% federal guarantee that enables more competitive pricing than conventional programs. For commercial properties in USDA-eligible rural communities in the Denton region, this program is often the best financing available.
USDA B&I eligibility is based on the property’s location — generally communities under 50,000 population that are not in an urbanized commuting area. Many smaller communities surrounding Denton qualify. We confirm eligibility in minutes and handle the full USDA application process on your behalf — no federal bureaucracy for you to navigate. Call 877-895-3634 or learn more about our USDA B&I loan program to see if your property qualifies.