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  • ✓ Direct lender since 1998
  • ✓ No upfront fees
  • ✓ Close in 7–21 days
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Home › Conway, AR

Commercial Loans & Commercial Mortgage in Conway, Arkansas

Banks in Conway want perfect credit, three years of tax returns, and months of waiting. We do not. Commercial Loans of Texas is a direct commercial mortgage lender — not a broker — serving Arkansas borrowers with stated income loans, conventional financing, working capital solutions, and more. If your deal makes sense, we can fund it.

📞 Call 877-895-3634 Get a Free Quote →
✓ Direct Lender Since 1998 ✓ No Upfront Fees ✓ 48-Hour Approvals ✓ All Credit Welcome ✓ No Tax Returns Required

Loan Programs Available in Conway

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Stated Income Loans

Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Conway and Arkansas.

  • No tax returns required
  • Bank statements accepted
  • All credit scores considered
  • Close in 2–3 weeks
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Conventional Commercial Mortgage

For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Conway, Arkansas.

  • Competitive fixed rates
  • Amortizations to 25 years
  • Multi-family & commercial
  • From $250K
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30-Year Fixed Commercial

Lock in your rate for the long haul. Our 30-year fixed commercial program gives Conway property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.

  • Fully amortized 30 years
  • Fixed rate — no surprises
  • Refinance or purchase
  • SFR to large commercial
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Working Capital Loans

When your Conway business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.

  • Up to $5M available
  • 48-hour approvals
  • No collateral on many programs
  • All business types

Why Conway Borrowers Choose Us

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No Upfront Fees
We never charge application, processing, or commitment fees before closing.
⚡
48-Hour Approvals
Direct lender decisions — no committees, no weeks of waiting.
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Real People Answer
Call and reach a loan officer. Mon–Fri 8 AM–6 PM CT.
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Written Letter of Intent
We issue a written LOI so you can compare terms before committing.

Serving Conway and all of Arkansas. Our loan officers understand Arkansas commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Conway and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Arkansas with the same speed and flexibility our Texas clients depend on.

Lending in Conway, Arkansas

What we look at when underwriting a deal here

Arkansas commercial property

Arkansas commercial property is shaped by three outsized corporate anchors — retail distribution in Northwest Arkansas, trucking and logistics along the I-40 corridor, and poultry and food processing statewide — producing steady demand for warehouse, flex, and owner-occupied industrial space.

Tax posture for Arkansas owners

Arkansas taxes rental and business income at the state level, but overall operating costs and property tax burdens remain well below the national average.

What this means for your loan

Arkansas is generally a non-judicial foreclosure state, and secondary-market pricing in Little Rock, Fort Smith, and the Northwest corridor still supports entry basis that coastal investors find hard to match.

General information about the Arkansas market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.

Ready to Get Started?

Get a Written Quote for Your Conway Commercial Loan

No upfront fees • No obligation • Decision in 48 hours

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Mon–Fri 8 AM–6 PM CT  |  Conway, Arkansas  |  Direct Lender Since 1998

Service Areas: Houston | Dallas | Austin | San Antonio | Fort Worth | Near Me TX Construction Rates
Common Questions: Credit Score Required | How Long to Close | Hard Money vs DSCR | Bad Credit OK | DSCR Requirements | No Income Verification | Minimum Down Payment | Documents Required
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