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Home › Concord, NC
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Concord, North Carolina, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across North Carolina since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Concord and North Carolina.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Concord, North Carolina.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Concord property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Concord business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Concord and all of North Carolina. Our loan officers understand North Carolina commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Concord and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across North Carolina with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
North Carolina commercial property is led by the Charlotte banking and financial services corridor and the Research Triangle life sciences, technology, and university cluster, with Greensboro and High Point logistics and furniture, and Wilmington port and coastal demand.
North Carolina taxes rental and business income at a low flat rate that has been declining, and its overall business cost structure is among the most competitive in the Southeast.
North Carolina foreclosure runs through a power-of-sale process before the clerk of court, which is faster than a full judicial action. Sustained in-migration means current rent rolls often outrun dated comparable sales.
General information about the North Carolina market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Concord, North Carolina | Direct Lender Since 1998
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