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Home › Columbus, GA
Commercial real estate in Columbus, Georgia moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Georgia who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Columbus and Georgia.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Columbus, Georgia.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Columbus property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Columbus business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Columbus and all of Georgia. Our loan officers understand Georgia commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Columbus and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Georgia with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Georgia commercial property is dominated by metropolitan Atlanta — one of the largest industrial and distribution markets in the Southeast, plus a deep office and multifamily base — with Savannah port logistics, Augusta cyber and medical, and Macon and Columbus serving regional distribution.
Georgia taxes rental and business income at a flat state rate and its overall business cost structure remains competitive with neighboring Southeastern states.
Georgia is a non-judicial foreclosure state with a notably fast statutory timeline, which is one of the reasons commercial lenders are comfortable writing flexible terms into Georgia deals.
General information about the Georgia market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
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Mon–Fri 8 AM–6 PM CT | Columbus, Georgia | Direct Lender Since 1998
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