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Home › Cleveland, OH
Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Cleveland, Ohio, you need a commercial mortgage lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Ohio since 1998 — with no upfront fees and decisions in as little as 48 hours.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Cleveland and Ohio.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Cleveland, Ohio.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Cleveland property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Cleveland business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Cleveland and all of Ohio. Our loan officers understand Ohio commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Cleveland and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Ohio with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Ohio commercial real estate is built on three distinct metropolitan economies — Columbus logistics, insurance, and university demand; Cleveland healthcare and manufacturing; Cincinnati consumer products and distribution — supported by a dense interstate network and major semiconductor and data center investment.
Ohio taxes rental and business income at graduated rates and applies a commercial activity tax on gross receipts. Property taxes vary widely by school district and must be checked parcel by parcel.
Ohio is a judicial foreclosure state. Its combination of low entry basis and genuine industrial demand makes it one of the more reliable Midwest markets for stabilized commercial debt service coverage.
General information about the Ohio market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Cleveland, Ohio | Direct Lender Since 1998
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