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Home › Cary, NC
Commercial real estate in Cary, North Carolina moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across North Carolina who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Cary and North Carolina.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Cary, North Carolina.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Cary property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Cary business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Cary and all of North Carolina. Our loan officers understand North Carolina commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Cary and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across North Carolina with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
North Carolina commercial property is led by the Charlotte banking and financial services corridor and the Research Triangle life sciences, technology, and university cluster, with Greensboro and High Point logistics and furniture, and Wilmington port and coastal demand.
North Carolina taxes rental and business income at a low flat rate that has been declining, and its overall business cost structure is among the most competitive in the Southeast.
North Carolina foreclosure runs through a power-of-sale process before the clerk of court, which is faster than a full judicial action. Sustained in-migration means current rent rolls often outrun dated comparable sales.
General information about the North Carolina market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Cary, North Carolina | Direct Lender Since 1998
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