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Home › Butte, MT
Commercial real estate in Butte, Montana moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Montana who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Butte and Montana.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Butte, Montana.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Butte property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Butte business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Butte and all of Montana. Our loan officers understand Montana commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Butte and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Montana with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Montana commercial property is driven by Billings regional healthcare and energy services, the Bozeman technology and outdoor-recreation economy, Missoula university demand, and hospitality throughout the Flathead and Glacier corridors.
Montana has no general sales tax and imposes no real estate transfer tax. It does tax rental and business income at the state level.
Montana is generally a non-judicial foreclosure state for trust indentures on qualifying acreage. Comparable sales are thin in much of the state, so Montana commercial deals underwrite on income and sponsor strength more than on comps.
General information about the Montana market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Butte, Montana | Direct Lender Since 1998
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