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Home › Boston, MA
Commercial real estate in Boston, Massachusetts moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Massachusetts who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Boston and Massachusetts.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Boston, Massachusetts.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Boston property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Boston business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Boston and all of Massachusetts. Our loan officers understand Massachusetts commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Boston and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Massachusetts with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Massachusetts commercial property is led by the Boston and Cambridge life sciences and laboratory market — among the deepest in the world — plus a large university and hospital base, Route 128 technology and office space, and dense older mill stock statewide suited to adaptive reuse.
Massachusetts taxes rental and business income at a flat rate with an additional surtax on high incomes, and Boston-area operating costs sit well above national norms.
Massachusetts permits a power-of-sale foreclosure under a mortgage, which moves faster than a purely judicial process. Lab and specialized life-science conversions are common here and demand a lender comfortable with single-purpose improvements.
General information about the Massachusetts market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
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Mon–Fri 8 AM–6 PM CT | Boston, Massachusetts | Direct Lender Since 1998
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