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Home › Barre, VT
Commercial real estate in Barre, Vermont moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding commercial mortgage deals that banks turn away. We work with investors, business owners, and developers across Vermont who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Barre and Vermont.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Barre, Vermont.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Barre property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Barre business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Barre and all of Vermont. Our loan officers understand Vermont commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Barre and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Vermont with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Vermont commercial property is concentrated in the Burlington area — university, healthcare, and a well-known food and beverage sector — with ski and hospitality property throughout the mountain towns and dairy and agriculture statewide.
Vermont taxes rental and business income at graduated rates and carries a high property tax burden, with a statewide education property tax layered onto municipal rates.
Vermont is a judicial foreclosure state, and Act 250 land use review can affect development and change-of-use timelines. Hospitality income here is strongly seasonal and should be tested against the shoulder seasons.
General information about the Vermont market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
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Mon–Fri 8 AM–6 PM CT | Barre, Vermont | Direct Lender Since 1998
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