★★★★★ 4.8 Google Reviews   |   ✓ Direct Lender Since 1998   |   ✓ No Upfront Fees   |   ✓ 48-Hour Approvals   |   ✓ All Credit Welcome
★★★★★ 4.8 Google Reviews✓ Direct Lender Since 1998✓ No Upfront Fees✓ 48-Hour Approvals✓ All Credit Welcome

Home › Baltimore, MD

Commercial Loans in Baltimore, Maryland

Whether you are purchasing an investment property, refinancing a commercial building, or expanding your business in Baltimore, Maryland, you need a lender who can move quickly and say yes when others say no. Commercial Loans of Texas has funded millions in commercial loans across Maryland since 1998 — with no upfront fees and decisions in as little as 48 hours.

📞 Call 877-895-3634 Get a Free Quote →
✓ Direct Lender Since 1998 ✓ No Upfront Fees ✓ 48-Hour Approvals ✓ All Credit Welcome ✓ No Tax Returns Required

Loan Programs Available in Baltimore

📄

Stated Income Loans

Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Baltimore and Maryland.

  • No tax returns required
  • Bank statements accepted
  • All credit scores considered
  • Close in 2–3 weeks
🏢

Conventional Commercial Loans

For borrowers with strong financials, our conventional commercial loan program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Baltimore, Maryland.

  • Competitive fixed rates
  • Amortizations to 25 years
  • Multi-family & commercial
  • From $250K
📈

30-Year Fixed Commercial

Lock in your rate for the long haul. Our 30-year fixed commercial program gives Baltimore property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.

  • Fully amortized 30 years
  • Fixed rate — no surprises
  • Refinance or purchase
  • SFR to large commercial
💵

Working Capital Loans

When your Baltimore business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.

  • Up to $5M available
  • 48-hour approvals
  • No collateral on many programs
  • All business types

Why Baltimore Borrowers Choose Us

💰
No Upfront Fees
We never charge application, processing, or commitment fees before closing.
48-Hour Approvals
Direct lender decisions — no committees, no weeks of waiting.
📞
Real People Answer
Call and reach a loan officer. Mon–Fri 8 AM–6 PM CT.
📋
Written Letter of Intent
We issue a written LOI so you can compare terms before committing.

Serving Baltimore and all of Maryland. Our loan officers understand Maryland commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Baltimore and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Maryland with the same speed and flexibility our Texas clients depend on.

Ready to Get Started?

Get a Written Quote for Your Baltimore Commercial Loan

No upfront fees • No obligation • Decision in 48 hours

📞 Call 877-895-3634 Apply Online →

Mon–Fri 8 AM–6 PM CT  |  Baltimore, Maryland  |  Direct Lender Since 1998

Service Areas:Houston |Dallas |Austin |San Antonio |Near MeTexas Construction Loan Rates
✆ Call 877-895-3634 📄 Free Quote
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NO CREDIT PULL  ·  NO PHONE CALL  ·  NO OBLIGATION

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Which works better for you?

📄 Get a Real Written Quote Real numbers you can close on · Same-day · No credit pull 📞 Talk to an Experienced Loan Officer Right now · 877-895-3634 · Mon–Thu 9–5 · Fri 9–12 CT

No SSN • No upfront fees • No obligation either way

📞 Free Quote — 877-TX-LENDING (877-895-3634)