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Home › Arvada, CO
Banks in Arvada want perfect credit, three years of tax returns, and months of waiting. We do not. Commercial Loans of Texas is a direct commercial mortgage lender — not a broker — serving Colorado borrowers with stated income loans, conventional financing, working capital solutions, and more. If your deal makes sense, we can fund it.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Arvada and Colorado.
For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Arvada, Colorado.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Arvada property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Arvada business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Arvada and all of Colorado. Our loan officers understand Colorado commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Arvada and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Colorado with the same speed and flexibility our Texas clients depend on.
What we look at when underwriting a deal here
Colorado commercial property is led by the Denver metro office, industrial, and multifamily markets, with Colorado Springs supported by a large military and defense presence, Fort Collins by university and technology employment, and mountain communities by hospitality and short-term rental demand.
Colorado applies a single flat income tax rate to rental and business income and has a comparatively low documentary fee on transfers, keeping the cost of acquiring commercial property modest.
Colorado uses a Public Trustee foreclosure process that is non-judicial in character and comparatively predictable, which lenders generally view favorably when pricing a commercial mortgage.
General information about the Colorado market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Arvada, Colorado | Direct Lender Since 1998
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