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  • ✓ Direct lender since 1998
  • ✓ No upfront fees
  • ✓ Close in 7–21 days
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Home › Akron, OH

Commercial Loans & Commercial Mortgage in Akron, Ohio

Banks in Akron want perfect credit, three years of tax returns, and months of waiting. We do not. Commercial Loans of Texas is a direct commercial mortgage lender — not a broker — serving Ohio borrowers with stated income loans, conventional financing, working capital solutions, and more. If your deal makes sense, we can fund it.

📞 Call 877-895-3634 Get a Free Quote →
✓ Direct Lender Since 1998 ✓ No Upfront Fees ✓ 48-Hour Approvals ✓ All Credit Welcome ✓ No Tax Returns Required

Loan Programs Available in Akron

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Stated Income Loans

Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Akron and Ohio.

  • No tax returns required
  • Bank statements accepted
  • All credit scores considered
  • Close in 2–3 weeks
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Conventional Commercial Mortgage

For borrowers with strong financials, our conventional commercial mortgage program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Akron, Ohio.

  • Competitive fixed rates
  • Amortizations to 25 years
  • Multi-family & commercial
  • From $250K
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30-Year Fixed Commercial

Lock in your rate for the long haul. Our 30-year fixed commercial program gives Akron property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.

  • Fully amortized 30 years
  • Fixed rate — no surprises
  • Refinance or purchase
  • SFR to large commercial
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Working Capital Loans

When your Akron business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.

  • Up to $5M available
  • 48-hour approvals
  • No collateral on many programs
  • All business types

Why Akron Borrowers Choose Us

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No Upfront Fees
We never charge application, processing, or commitment fees before closing.
⚡
48-Hour Approvals
Direct lender decisions — no committees, no weeks of waiting.
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Real People Answer
Call and reach a loan officer. Mon–Fri 8 AM–6 PM CT.
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Written Letter of Intent
We issue a written LOI so you can compare terms before committing.

Serving Akron and all of Ohio. Our loan officers understand Ohio commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Akron and the surrounding region. While headquartered in Texas, we are licensed to fund commercial loans across Ohio with the same speed and flexibility our Texas clients depend on.

Lending in Akron, Ohio

What we look at when underwriting a deal here

Ohio commercial property

Ohio commercial real estate is built on three distinct metropolitan economies — Columbus logistics, insurance, and university demand; Cleveland healthcare and manufacturing; Cincinnati consumer products and distribution — supported by a dense interstate network and major semiconductor and data center investment.

Tax posture for Ohio owners

Ohio taxes rental and business income at graduated rates and applies a commercial activity tax on gross receipts. Property taxes vary widely by school district and must be checked parcel by parcel.

What this means for your loan

Ohio is a judicial foreclosure state. Its combination of low entry basis and genuine industrial demand makes it one of the more reliable Midwest markets for stabilized commercial debt service coverage.

General information about the Ohio market, not legal or tax advice. Confirm specifics with your own counsel and accountant before closing.

Ready to Get Started?

Get a Written Quote for Your Akron Commercial Loan

No upfront fees • No obligation • Decision in 48 hours

📞 Call 877-895-3634 Apply Online →

Mon–Fri 8 AM–6 PM CT  |  Akron, Ohio  |  Direct Lender Since 1998

Service Areas: Houston | Dallas | Austin | San Antonio | Fort Worth | Near Me TX Construction Rates
Common Questions: Credit Score Required | How Long to Close | Hard Money vs DSCR | Bad Credit OK | DSCR Requirements | No Income Verification | Minimum Down Payment | Documents Required
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