Commercial Real Estate Financing in Selma, Texas
Selma is one of the fastest-growing municipalities in the San Antonio metro — a small city that sits at the I-35/Loop 1604 interchange, one of the most commercially active intersections in the region. Major retailers, restaurants, and service businesses cluster here, and the corridor between Selma and New Braunfels along I-35 is one of the most active commercial development zones in Central Texas.
Commercial Loans of Texas provides direct financing for Selma and the Northeast San Antonio/I-35 corridor commercial market.
Loan Programs
- DSCR Loans — Qualify on property income. Excellent for leased retail and multifamily in this high-traffic corridor. No personal income docs. Rates from 7.5%.
- Stated Income — No tax returns. Bank statements qualify. Good for business owners and investors capitalizing on I-35 growth. Rates from 9.5%.
- Hard Money Bridge — 5–10 day close. Up to 70% LTV. Good for competitive acquisitions at major intersections.
- Long-Term Fixed — Stabilized commercial, 20–30 year amortization.
Property Types
Retail, restaurant pad sites, multifamily, hospitality, medical, and owner-occupied commercial throughout Selma, Schertz, Cibolo, Universal City, and the I-35 Northeast San Antonio corridor.
Rate Summary
| Program | Rate | LTV |
|---|---|---|
| DSCR | 7.5%–9% | 75% |
| Stated Income | 9.5%–11% | 70% |
| Hard Money | 10%–12% | 65% |
Call (936) 609-4398 or apply online.