Commercial Real Estate Loans in Schertz, Texas
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Schertz is one of the fastest-growing cities in the San Antonio metropolitan area, strategically positioned along I-35 between San Antonio and Austin. With a population surpassing 45,000 and explosive residential growth driving commercial demand, Schertz has become a prime target for retail, medical, industrial, and multifamily investment. As a Texas direct lender since 1998, we provide commercial real estate loans in Schertz with the speed and flexibility that growing markets require.
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Commercial Loan Programs Available in Schertz
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- Hard Money Loans — Close in 7–14 days on Schertz commercial acquisitions. No income verification required — we lend on the asset.
- Stated Income Loans — No tax returns or W-2s needed. Perfect for Schertz entrepreneurs and investors with strong equity but complex income.
- DSCR Loans — Property cash flow qualifies you. Ideal for Schertz retail, multifamily, and net-lease acquisitions.
- SBA 504 and 7(a) Loans — Owner-occupied commercial real estate financing with long terms and low rates for Schertz businesses.
- Construction Loans — Ground-up commercial financing for new retail, office, or industrial development in rapidly growing Guadalupe County.
- Bridge Loans — Short-term capital to act fast in Schertz’s competitive commercial market.
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Schertz Commercial Real Estate Market
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Schertz’s commercial market is booming along the I-35 frontage road, FM 78, and the Schertz Parkway corridor. New retail centers, medical offices, and restaurant pads are under construction across the city, supported by one of the strongest residential growth rates in Bexar and Guadalupe counties. Major employers at JBSA Randolph and along the I-35 corridor anchor a diverse workforce. The city’s position between San Antonio and New Braunfels gives it exceptional logistics and consumer traffic.
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Investors targeting Schertz benefit from lower entry prices than San Antonio’s urban core, strong rental demand from military families and service workers, and a development pipeline pointing toward continued appreciation. Multifamily in Schertz has performed particularly well, with low vacancy and rising rents driven by population inflow.
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Why Work With a Texas Direct Lender?
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Schertz deals often need to close in 2–3 weeks. We’re built for that. As a direct lender — not a broker — we control the underwriting process and make our own decisions fast.
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- No upfront fees — ever
- Hard money closings in 7–14 days
- Loan amounts $150,000 to $10,000,000+
- Self-employed, LLC, and foreign national borrowers welcomed
- 26 years lending in the San Antonio and Austin corridor markets
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Apply for a Schertz Commercial Loan Today
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Don’t let a slow bank cost you a Schertz deal. Call 877-895-3634 for a same-day response, or apply online and receive a term sheet within 24 hours. Texas’s direct commercial lender since 1998.
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