Del Rio is Val Verde County’s commercial center, positioned at the US-Mexico border along US-90 and Lake Amistad. Border trade, government employment (Laughlin AFB), and regional retail drive commercial demand here. Commercial Loans of Texas funds Del Rio commercial deals that banks in larger cities won’t consider.
Loan Programs for Del Rio Commercial Properties
- Hard Money Loans — Asset-based, no income documentation required
- Stated Income Commercial — Border area businesses with cash revenue
- SBA 7(a) — Owner-occupied commercial near Laughlin AFB
- Bridge Loans — Short-term financing for acquisitions
- Mixed-Use & Retail — Border retail and service businesses
Why Del Rio Borrowers Choose a Direct Lender
As a direct commercial lender since 1998, we fund our own capital rather than brokering to a third party — decisions get made in-house, which means faster underwriting and closing than a conventional bank, especially useful when a Del Rio deal tied to Laughlin Air Force Base, the region’s largest employer, and Amistad Reservoir tourism has a real deadline attached to it.
Del Rio Commercial Loan FAQ
What property types finance well in Del Rio?
Retail and hospitality tied to laughlin afb personnel and amistad reservoir tourism all see steady commercial demand in Del Rio.
How fast can a commercial loan close in Del Rio?
Hard money and bridge loans on Del Rio commercial property typically close in 5-10 days since underwriting is based on the asset, not a lengthy bank documentation process.
Do you finance owner-occupied businesses in Del Rio?
Yes — SBA 7(a) financing is available for owner-occupied commercial real estate in Del Rio, alongside our stated income and 30-year fixed programs for investors.
Border market commercial real estate requires lenders who understand cross-border economics. We’ve funded deals in border markets throughout Texas and understand the unique dynamics — including cash-heavy businesses, binational ownership, and military-adjacent demand. Call (855) 767-6736 or apply online.